Cecil County property record for 41 Water St, Warwick, MD 21912
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 938 sqft · built 1977 |
| Lot Size | 0.308 acres (13,416 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $560 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-004581 |
| Primary APN | 01-004581 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,416 sqft (0.308 acres) |
|---|
| Sewer | Connected |
|---|
| Account Number | 004581 |
|---|---|
| Street Address | 41 WATER ST |
| City | WARWICK |
| State | MD |
| Zip | 21912-1035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Description | .308 ACRE 41 WATER STREET WARWICK |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 1, CECILTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30100 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 36, WARWICK, MD 21912-0036 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $560.00 (-0.88%) | $51,700 (-) Land $41,700 Building $10,000 | $51,700 (-) Land $41,700 Building $10,000 |
| 2025 | $565.00 (+707.14%) | ||
| 2023 | $70.00 | $51,700 Land $41,700 Building $10,000 | $51,700 Land $41,700 Building $10,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
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