41 Water St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 41 Water St, Natick, MA 01760

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 3,048 sqft · built 1987
Lot Size0.461 acres (20,099 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Feb 2020)
Tax Bill$11,228 (2025)
Deeds & MortgagesMar 2021 Refinance
Feb 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN64-0000060A

Property Details

APN / Parcel Number

Primary APN64-0000060A
Alternative APN
  • NATI M:00000064 P:0000060A

Interior

Bedrooms6 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area3,048 sqft Living Area
1st Floor Area1,392 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Foundation TypeRaised
Lot Area20,099 sqft (0.461 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Account Number64-0000060A
Street Address41 WATER ST
CityNATICK
StateMA
Zip01760-6050
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRSA
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group4
Census Block4021
Census Tract382300

Owner

Source: Middlesex County and Natick Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address41 WATER ST, NATICK, MA 01760-6050
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Feb 19, 2020Quit Claim Deed, Transfer
BRYANT O JR HILL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2020 · Amount on Record
Deed SaleFeb 19, 2020 · Amount on Record
Prior SaleMay 5, 2016 · Amount on Record
Deed Document Number20201836559
Prior Transfer DateFeb 18, 2020
Prior Transfer Doc0001836559
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address41 WATER ST, NATICK, MA 01760-6050
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001874880
DateMar 30, 2021
Instrument1874880
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateFeb 19, 2020
Property Address41 WATER ST, NATICK, MA 01760-6050
Document Number0001836559
Instrument DateFeb 18, 2020
Instrument1836559
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,824.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address41 WATER ST NATICK MA 017606050, NATICK, MA 01760-6050

Mortgage

Document Number1836560
DateFeb 19, 2020
Instrument1836560
Lender
NameBRYANT O JR HILL
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,228.00 (+2.8%)$938,800 (+5.38%) Land $472,700 Building $466,100$981,697
2024$10,922.00 (+4.47%)$890,900 (+7.71%) Land $446,500 Building $444,400
2023$10,455.00$827,100 Land $418,200 Building $408,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims24 (1979–2024)
Claims Outside the SFHA4 of 24
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 11 claims
  • Severe Storms & Flooding, Apr 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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