41 Warren St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 41 Warren St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 912 sqft · built 1963
Lot Size	0.203 acres (8,843 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Sep 2022)
Tax Bill	$4,214 (2026)
Deeds & Mortgages	Dec 2022 Sale Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:14B-17100 B:380 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:14B-17100 B:380 L:0`
Alternative APNs	`LUDL M:14B B:17100 P:380` `8039`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	3,938 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,843 sqft (0.203 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	8039
Street Address	41 WARREN ST
City	LUDLOW
State	MA
Zip	01056-3548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES B
Legal Block	17100
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2005
Census Tract	810403

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 WARREN ST, LUDLOW, MA 01056-3548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed, Transfer
Sep 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Prior Sale	Sep 17, 2004 · Amount on Record
Deed Book / Page	24741 / 389
Transfer Doc	20322-385
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LUDLOW MA
Recording Date	Dec 15, 2022
Property Address	41 WARREN ST, LUDLOW, MA 01056-3548
Document Number	024841-307
Book / Page	24841 / 307
Instrument Date	Dec 8, 2022
Instrument	73127
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 LOCKLAND AVE, LUDLOW, MA 01056-2820

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Sep 27, 2022
Property Address	41 WARREN ST, LUDLOW, MA 01056-3548
Document Number	024741-389
Book / Page	24741 / 389
Instrument Date	Sep 27, 2022
Instrument	58015
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	33 MORSE ST UNIT 1, 1, LUDLOW, MA 01056-2600

Mortgage

Document Number	0000058016
Date	Sep 27, 2022
Instrument	58016

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,214.00 (-0.59%)	$263,200 (+7.74%) Land $80,500 Building $182,700	$303,287 (-7.3%)
2025	$4,239.00 (+3.47%)	$244,300 (+7.86%) Land $73,200 Building $171,100	$327,180 (+6.56%)
2024	$4,097.00 (+5.38%)	$226,500 (+13.65%) Land $73,200 Building $153,300	$307,040
2023	$3,888.00	$199,300 Land $64,200 Building $135,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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