41 Wareham Ct, Scotch Plains, NJ 07076 Property Records

Union County and Scotch Plains Township property record for 41 Wareham Ct, Scotch Plains, NJ 07076

Property Summary

Property Type	Single Family Home
Details	2,016 sqft · built 1985
Lot Size	0.163 acres (7,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Aug 2026)
Tax Bill	$10,362 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-13701-0000-00003-0000-C0041`

Property Details

APN / Parcel Number

Primary APN	`16-13701-0000-00003-0000-C0041`
Alternative APNs	`1613701 0600003 C0041` `614200`

Interior

Building Area	2,016 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Lot Area	7,113 sqft (0.163 acres)

Location & Zoning

Account Number	614200
Street Address	41 WAREHAM CT
City	SCOTCH PLAINS
State	NJ
Zip	07076-3138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B.1A
Legal Description	BLOCK: 13701.06
Legal Subdivision	SOUTHWYCK VILLAGE CONDOMINIUM
Legal Block	13701
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	SCOTCH PLAINS
Census Block Group	1
Census Block	1000
Census Tract	38601

Owner

Source: Union County and Scotch Plains Township records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 WAREHAM CT, SCOTCH PLAINS, NJ 07076-3138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	Jun 21, 1994 · Amount on Record
Deed Document Number	202656959
Deed Book / Page	6628 / 2032
Record Updated	Sep 20, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Aug 6, 2026
Property Address	41 WAREHAM CT, SCOTCH PLAINS, NJ 07076-3138
Document Number	0000056959
Book / Page	6628 / 2032
Instrument Date	Jun 29, 2026
Instrument	202656959
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	VITAL ABSTRACT LLC, VITAL ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,530.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 WAREHAM CT, SCOTCH PLAINS, NJ 07076-3138
Investor	Possibly a Property Investor

Mortgage

Document Number	0000095714,
Date	Aug 6, 2026
Instrument	202695714

Lender

Name	AMERICAN FEDERAL MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Scotch Plains Township
Unified School District	Scotch Plains-Fanwood Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,900 (-) Land $20,000 Building $63,900	$83,900 (-) Land $20,000 Building $63,900
2025	$10,362.00 (+4.95%)	$83,900 (-) Land $20,000 Building $63,900	$83,900 (-) Land $20,000 Building $63,900
2024	$9,873.00 (+4.28%)
2023		$83,900 Land $20,000 Building $63,900	$83,900 Land $20,000 Building $63,900
2022	$9,468.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	97 (1996–2025)
Claims Outside the SFHA	34 of 97
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 26 claims Hurricane Irene, Aug 2011 · 19 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20