Seneca County and Waterloo Town property record for 41 Walnut St N, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,031 sqft · built 1905 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,000 (Apr 2026) |
| Tax Bill | $3,728 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 1 more |
| APN | 453801 04-1-74 |
| Primary APN | 453801 04-1-74 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,031 sqft Living Area |
| 1st Floor Area | 1,366 sqft |
| 2nd Floor Area | 324 sqft |
| Upper Floors Area | 340 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 170 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 41 WALNUT ST N |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 74.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 950600 |
Source: Seneca County and Waterloo Town records · APN 453801 04-1-74
Assessment roll updated May 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 NORTH ST, GENEVA, NY 14456-1739 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage RELIANT COMMUNITY FEDERAL CREDIT UNION |
| Apr 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage RELIANT COMMUNITY FEDERAL CREDIT UNION |
| May 08, 2017 | Deed, Transfer NOT AVAILABLE, MARTIN E. EADES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on Record |
| Deed Sale | Apr 13, 2026 · Amount on Record |
| Prior Sale | May 08, 2017 · Amount on Record |
| Deed Book / Page | 1140 / 95 |
| Prior Transfer Date | Oct 25, 2005 |
| Prior Transfer Doc | 0723000012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Apr 13, 2026 |
| Property Address | 41 WALNUT ST N, WATERLOO, NY 13165-1002 |
| Document Number | 001989/204 |
| Book / Page | 1989 / 204 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202674017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 41 WALNUT ST N, WATERLOO, NY 13165-1002 |
| Document Number | 0000074017, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 1989/204 |
| Instrument | 202674017 |
| Name | RELIANT COMMUNITY FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Apr 13, 2026 |
| Property Address | 41 WALNUT ST N, WATERLOO, NY 13165-1002 |
| Document Number | 0001140/95 |
| Book / Page | 1140 / 95 |
| Instrument Date | Apr 07, 2026 |
| Instrument | 2026.74015 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97 NORTH ST, GENEVA, NY 14456-1739 |
| Date | Apr 13, 2026 |
|---|
| Name | RELIANT COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | May 08, 2017 |
| Property Address | 41 WALNUT ST N, WATERLOO, NY 13165-1002 |
| Document Number | 0000000949/0000000186 |
| Book / Page | 0000000949 / 0000000186 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NOT AVAILABLE, MARTIN E. EADES |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 WALNUT ST N, WATERLOO, NY 13165-1002 |
Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,728.00 (+91.87%) | $77,400 (-) Land $10,800 Building $66,600 | $126,900 (+16.41%) Land $17,707 Building $109,193 |
| 2023 | $77,400 Land $10,800 Building $66,600 | $109,014 Land $15,211 Building $93,803 | |
| 2019 | $1,943.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jul 1979 · rainfall accumulation |
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Compass Broadband Network Fixed Wireless · not low latency | 100 / 100 |
May also be available: T-Mobile USA.
Based on FCC filings for 357 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO VILLAGE serves 7,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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