41 Walker Ridge Dr, Troy, MO 63379 Property Records

Lincoln County property record for 41 Walker Ridge Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,510 sqft · built 2004
Lot Size	5.23 acres (227,819 sqft)
Owner	Individual Name on Record
Tax Bill	$3,567 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-09-000-000-002.013`

Property Details

APN / Parcel Number

Primary APN	`14-20-09-000-000-002.013`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,510 sqft Living Area
Basement Area	1,510 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	227,819 sqft (5.23 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	41 WALKER RIDGE DR
City	TROY
State	MO
Zip	63379-5510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 WALKER RIDGE ESTATES
Legal Range	01E
Legal Township	49
Legal Section	09
Legal Subdivision	WALKER RIDGE ESTATES
Legal Lot Number	3
Jurisdiction	LINCOLN MO
Township / Civil Division	SNOW HILL
Census Block Group	3
Census Block	3000
Census Tract	810309

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	41 WALKER RIDGE DR, TROY, MO 63379-5510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 14, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2020
Deed Sale	Apr 14, 2020
Deed Document Number	2020003575
Deed Book / Page	2445 / 566
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	41 WALKER RIDGE DR, TROY, MO 63379-5510
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2463/348
Date	Apr 28, 2021
Book Page	2463/348
Instrument	2021005859

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 14, 2020
Property Address	41 WALKER RIDGE DR, TROY, MO 63379-5510
Document Number	2445/566
Book / Page	2445 / 566
Instrument Date	Apr 10, 2020
Instrument	2020003575
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 WALKER RIDGE DR, 41, TROY, MO 63379-5510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 WALKER RIDGE DR, TROY, MO 63379-5510

Mortgage

Document Number	2020003576
Date	Apr 14, 2020
Instrument	2020003576

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	41 WALKER RIDGE DR, TROY, MO 63379-5510
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2425/0019
Date	Jul 23, 2018
Book Page	2425/0019
Instrument	2018006405

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 30, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,567.00 (+3.48%)	$58,364 (+4.91%) Land $10,602 Building $47,762	$307,180 (+4.91%) Land $55,800 Building $251,380
2023	$3,447.00 (+4.01%)	$55,632 Land $10,602 Building $45,030	$292,800 Land $55,800 Building $237,000
2022	$3,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Systec Wireless Communications Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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