Bergen County and Waldwick Borough property record for 41 W Saddle River Rd, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,615 sqft · built 1949 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $652,000 (Feb 2025) |
| Tax Bill | $12,496 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00073-05-00019 |
| Primary APN | 64-00073-05-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,615 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 001618 |
|---|---|
| Street Address | 41 W SADDLE RIVER RD |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X100 3LT |
| Legal Subdivision | HIGHLANDS SEC 2 |
| Legal Block | 73.05 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 W SADDLE RIVER RD, WALDWICK, NJ 07463-2433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Aug 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STG MORTGAGE INC |
| Jan 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL FREEDOM MORTGAGE LLC |
| Jan 22, 2020 | Correction Deed, Transfer EAGLE TITLE AGENCY LLC, EAGLE TITLE AGCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2025 · Amount on Record |
| Deed Sale | Feb 18, 2025 · Amount on Record |
| Prior Sale | Jul 2, 2015 · Amount on Record |
| Deed Document Number | 202511246 |
| Deed Book / Page | 5430 / 569 |
| Prior Transfer Date | Aug 26, 2019 |
| Prior Transfer Doc | 0034691602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 8, 2026 |
| Property Address | 41 W SADDLE RIVER RD, WALDWICK, NJ 07463-2433 |
| Document Number | 0000023258 |
| Book / Page | 5766 / 1682 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 202623258 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 41 W SADDLE RIVER RD, WALDWICK, NJ 07463-2433 |
| Document Number | 0000023258, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 5766/1682 |
| Instrument | 202623258 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 41 W SADDLE RIVER RD, WALDWICK, NJ 07463-2433 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 41 W SADDLE RIVER RD, WALDWICK, NJ 07463-2433 |
| Document Number | 0055831748 |
|---|---|
| Date | Aug 25, 2025 |
| Book Page | 5583/1748 |
| Instrument | 2025058217 |
| Name | STG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 41 W SADDLE RIVER RD, WALDWICK, NJ 07463-2433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034691608 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 3469/1608 |
| Instrument | 20-006029 |
| Name | FINANCIAL FREEDOM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Sep 1, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 22, 2020 |
| Property Address | 41 W SADDLE RIVER RD, WALDWICK, NJ 07463-2433 |
| Document Number | 0034691602 |
| Book / Page | 003469 / 001602 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 20006028 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | EAGLE TITLE AGENCY LLC, EAGLE TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 W SADDLE RIVER RD WALDWICK NJ 074632433, WALDWICK, NJ 07463-2433 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $544,500 (-) Land $318,700 Building $225,800 | $544,500 (-) Land $318,700 Building $225,800 | |
| 2025 | $12,496.00 (+3.66%) | $544,500 (+28.39%) Land $318,700 Building $225,800 | $544,500 (+28.39%) Land $318,700 Building $225,800 |
| 2024 | $12,055.00 (-0.19%) | ||
| 2023 | $424,100 Land $262,500 Building $161,600 | $424,100 Land $262,500 Building $161,600 | |
| 2022 | $12,078.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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