41 W Cayuga St, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 41 W Cayuga St, Moravia, NY 13118

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,793 sqft · built 1860
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$189,112 (Apr 2026)
Tax Bill	$4,395 (2026)
Deeds & Mortgages	Apr 2026 Foreclosure Oct 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`054201 210.09-2-11`

Property Details

APN / Parcel Number

Primary APN	`054201 210.09-2-11`
Alternative APNs	`420121000900020110000000` `39030060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,793 sqft Living Area
1st Floor Area	1,310 sqft
Upper Floors Area	483 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	265 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39030060
Street Address	41 W CAYUGA ST
City	MORAVIA
State	NY
Zip	13118-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	PLT BK 73 PG 188 SM 2003-26
Legal Block	2
Legal Lot Number	11.000
Jurisdiction	CAYUGA NY
Township / Civil Division	MORAVIA
Census Block Group	1
Census Block	1024
Census Tract	40800

Owner

Source: Cayuga County and Moravia Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 3RD ST SW, 500, WASHINGTON, DC 20024-3250
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Referee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Oct 19, 2021	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jul 19, 2023	Warranty Deed, Transfer · VA Mortgage GENESEE REGIONAL BANK
Oct 19, 2021	Quit Claim Deed, Transfer · FHA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Jul 19, 2023 · Amount on Record
Deed Document Number	2026242879
Deed Book / Page	4731 / 109
Prior Transfer Date	Oct 12, 2021
Prior Transfer Doc	004123/177
Record Updated	Oct 29, 2026

April 2026: Referee's Deed, Foreclosure

Document Type	Referee's Deed
Jurisdiction	CAYUGA NY
Recording Date	Apr 30, 2026
Property Address	41 W CAYUGA ST, MORAVIA, NY 13118-3532
Document Number	0000242879
Book / Page	4731 / 109
Instrument Date	Mar 2, 2026
Instrument	2026242879
Transaction Type	Foreclosure
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$76,401.45
Amount Accuracy	Calculated from Transfer Tax
Additional	Foreclosure Auction Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	41 W CAYUGA ST, MORAVIA, NY 13118-3532
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004123/181
Date	Oct 19, 2021
Book Page	4123/181
Instrument	2021-208549

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Jul 19, 2023
Property Address	41 W CAYUGA ST, MORAVIA, NY 13118-3532
Document Number	004374/337
Book / Page	4374 / 337
Instrument Date	Jun 26, 2023
Instrument	2023-222919
Transaction Type	Transfer
Record Updated	Aug 8, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 RICKARD ST # 4, 4, CORTLAND, NY 13045-1341
Investor	Possibly a Property Investor

Mortgage

Document Number	2023222920
Date	Jul 19, 2023
Instrument	2023-222920

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAYUGA NY
Recording Date	Oct 19, 2021
Property Address	41 W CAYUGA ST, MORAVIA, NY 13118-3532
Document Number	0041230177
Book / Page	4123 / 177
Instrument Date	Oct 12, 2021
Instrument	2021-208548
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 W CAYUGA ST, MORAVIA, NY 13118-3532

Mortgage

Document Number	0041230181
Date	Oct 19, 2021
Book Page	4123/181
Instrument	2021-208549

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Cayuga County and Moravia Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Moravia Town
Municipality	Moravia Village
Unified School District	Moravia Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,395.00 (-1.46%)
2025	$4,460.00 (+10.07%)	$150,300 (-) Land $27,000 Building $123,300	$165,165 (+9.89%) Land $29,670 Building $135,495
2024	$4,052.00 (+114.39%)
2023		$150,300 (+76.82%) Land $27,000 Building $123,300	$150,300 (+16.7%) Land $27,000 Building $123,300
2022		$85,000 Land $15,000 Building $70,000	$128,788 Land $22,727 Building $106,061
2020	$1,890.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	11 (1996–2026)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Flooding, Jul 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORAVIA VILLAGE serves 1,950 people · EPA ID NY0501720
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Spectrum, T-Mobile.

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