Essex County and Manchester-by-the-Sea Town property record for 41 Vine St, Manchester, MA 01944
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2 bd · 3 ba · 3,216 sqft · built 1940 |
| Lot Size | 0.501 acres (21,824 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $355,000 (Aug 1999) |
| Tax Bill | $9,442 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | MANC M:0047 B:0000 L:0003 |
| Primary APN | MANC M:0047 B:0000 L:0003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Units | 7 Units |
| Stories | 2 Stories |
| Building Area | 3,216 sqft Total Area |
| Gross Area | 5,328 sqft |
| Basement Area | 1,560 sqft |
| Unfinished Basement | 1,560 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,824 sqft (0.501 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 41 VINE ST |
|---|---|
| City | MANCHESTER |
| State | MA |
| Zip | 01944-1167 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | G |
| Legal Lot Number | 3 |
| Jurisdiction | MANCHESTER MA |
| Township / Civil Division | MANCHESTER-BY-THE-SEA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 218100 |
41 Vine St, a commercial property, is held in a trust since August 1999.
Source: Essex County and Manchester-by-the-Sea Town records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 41 VINE ST, MANCHESTER, MA 01944-1167 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES UNITED BANK |
| Mar 30, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 1999 · Amount on File |
| Deed Sale | Aug 5, 1999 · Amount on File |
| Deed Book / Page | 15861 / 146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 41 VINE ST, MANCHESTER, MA 01944-1167 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35956-541 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 35956/541 |
| Instrument | 537 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 41 VINE ST, MANCHESTER, MA 01944-1167 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38375-548 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 38375/548 |
| Instrument | 20200330002980 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 41 Vine St was $9,442, up 2% from the year before.
Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Manchester-by-the-Sea Town |
| Unified School District | Manchester Essex Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,442.00 (+2.04%) | $1,031,900 (+4.27%) Land $516,400 Building $515,500 | $1,412,745 |
| 2024 | $9,253.00 (-1.91%) | $989,600 (+9.42%) Land $498,000 Building $491,600 | |
| 2023 | $9,433.00 | $904,400 Land $442,700 Building $461,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Vine St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1996–2006) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Vine St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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