41 Vigilant St, Cranston, RI 02920 Property Records

Cranston City property record for 41 Vigilant St, Cranston, RI 02920

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 2012
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Oct 2025)
Tax Bill	$5,558 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CRAN M:8-1 L:1810 U`

Property Details

APN / Parcel Number

Primary APN	`CRAN M:8-1 L:1810 U`
Alternative APNs	`M:8=1 L:1810 U` `19163255`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	1,276 sqft
Basement Area	932 sqft
Unfinished Basement	932 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19163255
Street Address	41 VIGILANT ST
City	CRANSTON
State	RI
Zip	02920-5156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Lot Number	1810
Jurisdiction	CRANSTON RI
Township / Civil Division	CRANSTON
Census Block Group	4
Census Block	4027
Census Tract	14700

Owner

Source: Cranston City records · APN CRAN M:8-1 L:1810 U

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	41 VIGILANT ST, CRANSTON, RI 02920-5156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MR COOPER
Oct 08, 2025	Warranty Deed, Transfer THE WASHINGTON TRUST CO OF WESTERLY
Nov 05, 2020	Deed of Trust, Mortgage · ARM MR COOPER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 08, 2025 · Amount on Record
Deed Sale	Oct 08, 2025 · Amount on Record
Prior Sale	Jan 31, 2013 · Amount on Record
Deed Book / Page	7008 / 282
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	41 VIGILANT ST, CRANSTON, RI 02920-5156
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006830-328
Date	Aug 28, 2024
Book Page	6830/328
Instrument	73900

Lender

Name	MR COOPER

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2044

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	Oct 08, 2025
Property Address	41 VIGILANT ST, CRANSTON, RI 02920-5156
Document Number	007008-282
Book / Page	7008 / 282
Instrument Date	Oct 08, 2025
Instrument	97620
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41 VIGILANT ST, CRANSTON, RI 02920-5156

Mortgage

Document Number	0000097630
Date	Oct 08, 2025
Instrument	97630

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	41 VIGILANT ST, CRANSTON, RI 02920-5156
Transaction Type	Mortgage
Record Updated	Mar 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6090-335
Date	Nov 05, 2020
Book Page	6090/335
Instrument	144330

Lender

Name	MR COOPER

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cranston City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Cranston City
Unified School District	Cranston School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,558.00 (-1.82%)	$400,400 (+33.69%) Land $99,700 Building $300,700
2023	$5,661.00 (+2.11%)	$299,500 (-) Land $68,700 Building $230,800
2022	$5,544.00	$299,500 Land $68,700 Building $230,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 519 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

41 Vigilant St, Cranston, RI 02920 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Vigilant St

Nearby Streets

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