41 Vernon Dr, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 41 Vernon Dr, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 984 sqft · built 1945
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Jun 2000)
Tax Bill	$10,303 (2024)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372200 33.28-1-5`

Property Details

APN / Parcel Number

Primary APN	`372200 33.28-1-5`
Alternative APNs	`220003302800010050000000` `030075`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Basement Area	280 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	95 ft deep x 160 ft wide
View / Lot	Waterfront

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	476 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	030075
Street Address	41 VERNON DR
City	CARMEL
State	NY
Zip	10512-6646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	2
Census Block	2020
Census Tract	10300

Owner

41 Vernon Dr is owned and occupied by two individuals who bought it in June 2000.

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 VERNON DR, CARMEL, NY 10512-6646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2000 · Amount on File
Deed Sale	Jun 29, 2000 · Amount on File
Deed Book / Page	1514 / 412
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	41 VERNON DR, CARMEL, NY 10512-6646
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 VERNON DR, CARMEL, NY 10512-6646

Mortgage

Document Number	0078290211
Date	Nov 20, 2023
Book Page	7829/211
Instrument	6625-2023

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$334,000 Land $67,200 Building $266,800	$334,000 Land $67,200 Building $266,800
2024	$10,303.00
2023		$219,000 (-) Land $18,900 Building $200,100	$318,314 (+21.66%) Land $27,471 Building $290,843
2022		$219,000 Land $18,900 Building $200,100	$261,649 Land $22,581 Building $239,068

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Vernon Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Vernon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20