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41 Valley Rd, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 41 Valley Rd, Topsfield, MA 01983 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,232 sqft · built 1978
Lot Size3.38 acres (147,233 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Aug 2018)
Tax Bill$9,543 (2025)
Deeds & MortgagesMay 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNTOPS M:0065 B:0041 L

Property Details

APN / Parcel Number

Primary APNTOPS M:0065 B:0041 L
Alternative APN
  • 2053

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area2,464 sqft
Basement Area1,232 sqft
Unfinished Basement1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area147,233 sqft (3.38 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2053
Street Address41 VALLEY RD
CityTOPSFIELD
StateMA
Zip01983-2205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block41
JurisdictionTOPSFIELD MA
Township / Civil DivisionTOPSFIELD
Census Block Group1
Census Block1037
Census Tract214100

Owner

Source: Essex County and Topsfield Town records · APN TOPS M:0065 B:0041 L

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address47 VALLEY RD, TOPSFIELD, MA 01983-2205
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSS CNTRY MTG
Aug 31, 2018Quit Claim Deed, Transfer · Conventional Mortgage
GMH MTG SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2018 · Amount on Record
Deed SaleAug 31, 2018 · Amount on Record
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address41 VALLEY RD, TOPSFIELD, MA 01983-2205
Document Number0000612598
Instrument DateMay 28, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address41 VALLEY RD TOPSFIELD MA 019832205, TOPSFIELD, MA 01983-2205

Mortgage

Document Number0000612598
DateJun 01, 2020
Instrument612598
Lender
NameCROSS CNTRY MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2050

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTOPSFIELD MA
Recording DateAug 31, 2018
Property Address41 VALLEY RD, TOPSFIELD, MA 01983-2205
Document Number0000595641
Instrument DateAug 31, 2018
Instrument595641
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,938.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address47 VALLEY RD TOPSFIELD MA 019832205, TOPSFIELD, MA 01983-2205

Mortgage

Document Number595642
DateAug 31, 2018
Instrument595642
Lender
NameGMH MTG SVCS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2048

Tax Assessment & Valuation

Source: Essex County and Topsfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionTopsfield Town
Secondary School DistrictMasconomet School District (07 - 12)
Elementary School DistrictTopsfield School District (PK - 06)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,543.00 (+2.04%)$636,600 (-) Land $412,700 Building $223,900$596,315
2024$9,352.00 (+4.22%)$636,600 (+7.84%) Land $412,700 Building $223,900
2023$8,973.00$590,300 Land $395,600 Building $194,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092141001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1978–2010)
Claims Outside the SFHA3 of 5
Most Recent ClaimMar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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