41 Union St, Broadalbin, NY 12025 Property Records

Fulton County and Broadalbin Town property record for 41 Union St, Broadalbin, NY 12025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,061 sqft · built 1951
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jan 2022)
Tax Bill	$3,782 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2022 Sale & Mortgage + 1 more
APN	`172201 137.12-1-13`

Property Details

APN / Parcel Number

Primary APN	`172201 137.12-1-13`
Alternative APNs	`220113701200010130000000` `05010453011`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,061 sqft Living Area
1st Floor Area	1,061 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	200 ft deep x 128 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05010453011
Street Address	41 UNION ST
City	BROADALBIN
State	NY
Zip	12025-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	COE'98 OLD PARCEL =05-01- 453.01
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	FULTON NY
Township / Civil Division	BROADALBIN
Census Block Group	2
Census Block	2003
Census Tract	971501

Owner

Source: Fulton County and Broadalbin Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 UNION ST, BROADALBIN, NY 12025-2120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 24, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
Aug 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Prior Sale	Jun 28, 2006 · Amount on Record
Deed Document Number	202272609
Prior Transfer Date	Mar 24, 2003
Prior Transfer Doc	0937000267
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	41 UNION ST, BROADALBIN, NY 12025-2120
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202382860
Date	Sep 18, 2023
Instrument	2023-82860

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Jan 24, 2022
Property Address	41 UNION ST, BROADALBIN, NY 12025-2120
Document Number	0202272609
Instrument Date	Jan 20, 2022
Instrument	2022-72609
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 LOUDEN RD, SARATOGA SPRINGS, NY 12866-5413

Mortgage

Document Number	0202272610
Date	Jan 24, 2022
Instrument	2022-72610

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	41 UNION ST, BROADALBIN, NY 12025-2120
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202169104
Date	Aug 12, 2021
Instrument	2021-69104

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: Fulton County and Broadalbin Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
County Subdivision	Broadalbin Town
Municipality	Broadalbin Village
Unified School District	Broadalbin-Perth Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,782.00 (-13.95%)
2025	$4,395.00	$92,000 (-) Land $21,000 Building $71,000	$184,221 (+10.81%) Land $42,050 Building $142,171
2023		$92,000 Land $21,000 Building $71,000	$166,245 Land $37,947 Building $128,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROADALBIN (V) serves 1,500 people · EPA ID NY1700017
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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