41 Union Ct, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 41 Union Ct, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,465 sqft · built 1997
Lot Size	0.198 acres (8,638 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Sep 2016)
Tax Bill	$5,922 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B:083 L:609 S:108`

Property Details

APN / Parcel Number

Primary APN	`B:083 L:609 S:108`
Alternative APN	`LYNN M:083 B:609 L:108`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,465 sqft Living Area
Gross Area	2,869 sqft
Basement Area	837 sqft
Unfinished Basement	837 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,638 sqft (0.198 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	41 UNION CT
City	LYNN
State	MA
Zip	01902-3666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	609
Legal Lot Number	108
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1000
Census Tract	206800

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 UNION CT, LYNN, MA 01902-3666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING
May 11, 2023	Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2016 · Amount on Record
Deed Sale	Sep 26, 2016 · Amount on Record
Prior Sale	Aug 11, 2011 · Amount on Record
Deed Book / Page	35294 / 204
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	41 UNION CT, LYNN, MA 01902-3666
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039509-410
Date	Feb 9, 2021
Book Page	39509/410
Instrument	20210209003230

Lender

Name	POLARIS HOME FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	41 UNION CT, LYNN, MA 01902-3666
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041558-569
Date	May 11, 2023
Book Page	41558/569
Instrument	20230511001130

Lender

Name	MASS BAY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,922.00 (-5.51%)	$571,600 (-3.97%) Land $217,300 Building $354,300	$505,970
2024	$6,267.00 (-1.82%)	$595,200 (+3.97%) Land $209,600 Building $385,600
2023	$6,383.00	$572,500 Land $165,200 Building $407,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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