41 Tocati St, Thurmont, MD 21788 Property Records

Frederick County property record for 41 Tocati St, Thurmont, MD 21788 · Last verified September 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,628 sqft Total Area
Lot Size	8,657 sqft (0.198 acres)
Garage	Attached, 440 sqft
Occupancy	Owner Occupied
Last Sale	$382,000 (2021)
Tax Bill	$4,331.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`15-362812`
Alternative APN	`362812`

Interior

Full Baths	2 Baths
Building Area	1,628 sqft Total Area
1st Floor	1,628 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Architectural Style	Conventional Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	8,657 sqft (0.198 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Deck Area	140 sqft Deck
Porch	Open Porch
Porch Area	64 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	362812
Street Address	41 TOCATI ST
City	THURMONT
State	MD
Zip	21788-2266
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 31 SECTION III 8,657 SQ. FT. JERMAE ESTATES
Legal Subdivision	JERMAE ESTATES
Legal Lot Number	31
Jurisdiction	FREDERICK MD
Minor Civil Division	15, THURMONT
Census Blockgroup	5
Census Block	5011
Census Tract	753001

Owner

Source: Frederick County records · APN 15-362812

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	41 TOCATI ST, THURMONT, MD 21788-2266
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Prior Sale	Jul 21, 2005 · Amount on Record
Deed Doc Number	0015399235
Deed Book / Page	15399 / 235
Record Refreshed	Jun 07, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 19, 2021
Property Address	41 TOCATI ST, THURMONT, MD 21788-2266
Document Number	0153990235
Book / Page	15399 / 235
Map Reference	MB 76 PL 77
Instrument Date	Oct 07, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,910.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	41 TOCATI ST, THURMONT, MD 21788-2266

Mortgage

Document Number	0015399241
Date	Oct 19, 2021
Instrument	15399/241

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,331.00	$284,300 Land $65,000 Building $219,300	$284,300 Land $65,000 Building $219,300

Flood & Wildfire

41 Tocati St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.