Essex County and Cedar Grove Township property record for 41 Sunset Ter, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 4,486 sqft · built 1974 |
| Lot Size | 0.371 acres (16,152 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $468,000 (Aug 2004) |
| Tax Bill | $19,556 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00140-0000-00241 |
| Primary APN | 04-00140-0000-00241 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,486 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Lot Area | 16,152 sqft (0.371 acres) |
| Lot Dimensions | 85 ft deep x 190 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 040014000241 |
|---|---|
| Street Address | 41 SUNSET TER |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | 190X85 |
| Legal Block | 140 |
| Legal Lot Number | 241 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21400 |
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 SUNSET TER, CEDAR GROVE, NJ 07009-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2004 · Amount on Record |
| Deed Sale | Aug 6, 2004 · Amount on Record |
| Prior Sale | Aug 17, 2001 · Amount on Record |
| Deed Book / Page | 6094 / 860 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 41 SUNSET TER, CEDAR GROVE, NJ 07009-1628 |
| Document Number | 0000048920 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 41 SUNSET TER CEDAR GROVE NJ 070091628, CEDAR GROVE, NJ 07009-1628 |
| Document Number | 0000048920 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 48920 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,261,100 (+73.28%) Land $452,400 Building $808,700 | $1,261,100 (+73.28%) Land $452,400 Building $808,700 | |
| 2025 | $19,556.00 (+2.8%) | $727,800 (-) Land $323,800 Building $404,000 | $727,800 (-) Land $323,800 Building $404,000 |
| 2024 | $19,024.00 (+1.95%) | ||
| 2023 | $727,800 Land $323,800 Building $404,000 | $727,800 Land $323,800 Building $404,000 | |
| 2022 | $18,660.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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