41 Sunset Dr, Swannanoa, NC 28778 Property Records

Buncombe County property record for 41 Sunset Dr, Swannanoa, NC 28778

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,242 sqft · built 1985
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Dec 2020)
Tax Bill$2,394 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Apr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN9689-27-6644-00000

Property Details

APN / Parcel Number

Primary APN9689-27-6644-00000
Alternative APN
  • 968906275568000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,242 sqft Living Area
Gross Area2,484 sqft
1st Floor Area1,242 sqft
Basement Area1,242 sqft
Finished Basement905 sqft
Unfinished Basement337 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1985
Architectural StyleConventional
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,860 sqft (0.41 acres)
Garage TypeBasement
Garage Area696 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area144 sqft
Deck Area384 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number968906275568000
Street Address41 SUNSET DR
CitySWANNANOA
StateNC
Zip28778-2141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE:12/30/2020 DEED
Legal DescriptionDEED DATE:12/30/2020 DEED:6000-0359 SUBDIV:BEE TREE FOREST LOT:1 BLOCK:A SECTION:4 PLAT:0049-0144
Legal SubdivisionBEE TREE FOREST
Legal BlockA
Legal Lot Number1
JurisdictionBUNCOMBE NC
Township / Civil DivisionSWANNANOA
Census Block Group4
Census Block4002
Census Tract3002

Owner

41 Sunset Dr is owned and occupied by an individual who bought it in December 2020.

Source: Buncombe County records, as of September 24, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address41 SUNSET DR, SWANNANOA, NC 28778-2141
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2020Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE
Apr 26, 2019Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2020 · Amount on File
Deed SaleDec 30, 2020 · Amount on File
Deed Document Number0006000359
Deed Book / Page6000 / 359
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateDec 30, 2020
Property Address41 SUNSET DR, SWANNANOA, NC 28778-2141
Document Number0060000359
Book / Page6000 / 359
Map ReferenceMB 49 PG 144
Instrument DateDec 17, 2020
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address29 SUNSET DR, 29, SWANNANOA, NC 28778-2141

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 SUNSET DR, SWANNANOA, NC 28778-2141

Mortgage

Document Number6000362
DateDec 30, 2020
Instrument6000/362
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address41 SUNSET DR, SWANNANOA, NC 28778-2141
Document Number0057701295
Instrument DateApr 26, 2019
Transaction TypeMortgage
Record UpdatedMay 28, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 SUNSET DR SWANNANOA NC 287782141, SWANNANOA, NC 28778-2141

Mortgage

Document Number0057701295
DateMay 16, 2019
Book Page005770/001295
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 41 Sunset Dr was $2,394.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,394.00$343,700
2023$2,192.00$343,700$343,700 Land $59,300 Building $284,400
2021$343,700 Land $59,300 Building $284,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Sunset Dr in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims35 (2018–2024)
Claims Outside the SFHA7 of 35
Most Recent ClaimOct 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Oct 2024 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Sunset Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 64% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Nearby Properties on Sunset Dr

Nearby Streets

Search Property Records by Address or Parcel Number