Buncombe County property record for 41 Sunset Dr, Swannanoa, NC 28778
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,242 sqft · built 1985 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Dec 2020) |
| Tax Bill | $2,394 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9689-27-6644-00000 |
| Primary APN | 9689-27-6644-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,242 sqft Living Area |
| Gross Area | 2,484 sqft |
| 1st Floor Area | 1,242 sqft |
| Basement Area | 1,242 sqft |
| Finished Basement | 905 sqft |
| Unfinished Basement | 337 sqft |
| Flooring | Carpet |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Basement |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 968906275568000 |
|---|---|
| Street Address | 41 SUNSET DR |
| City | SWANNANOA |
| State | NC |
| Zip | 28778-2141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:12/30/2020 DEED |
| Legal Description | DEED DATE:12/30/2020 DEED:6000-0359 SUBDIV:BEE TREE FOREST LOT:1 BLOCK:A SECTION:4 PLAT:0049-0144 |
| Legal Subdivision | BEE TREE FOREST |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | SWANNANOA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 3002 |
41 Sunset Dr is owned and occupied by an individual who bought it in December 2020.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 41 SUNSET DR, SWANNANOA, NC 28778-2141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2020 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Apr 26, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on File |
| Deed Sale | Dec 30, 2020 · Amount on File |
| Deed Document Number | 0006000359 |
| Deed Book / Page | 6000 / 359 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Dec 30, 2020 |
| Property Address | 41 SUNSET DR, SWANNANOA, NC 28778-2141 |
| Document Number | 0060000359 |
| Book / Page | 6000 / 359 |
| Map Reference | MB 49 PG 144 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29 SUNSET DR, 29, SWANNANOA, NC 28778-2141 |
| Name | Verified Name |
|---|---|
| Address | 41 SUNSET DR, SWANNANOA, NC 28778-2141 |
| Document Number | 6000362 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 6000/362 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 41 SUNSET DR, SWANNANOA, NC 28778-2141 |
| Document Number | 0057701295 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 41 SUNSET DR SWANNANOA NC 287782141, SWANNANOA, NC 28778-2141 |
| Document Number | 0057701295 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 005770/001295 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 41 Sunset Dr was $2,394.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,394.00 | $343,700 | |
| 2023 | $2,192.00 | $343,700 | $343,700 Land $59,300 Building $284,400 |
| 2021 | $343,700 Land $59,300 Building $284,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Sunset Dr in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 35 (2018–2024) |
| Claims Outside the SFHA | 7 of 35 |
| Most Recent Claim | Oct 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Sunset Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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