41 Summit St, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 41 Summit St, Waltham, MA 02451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,079 sqft · built 1925
Lot Size	0.133 acres (5,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jul 2011)
Tax Bill	$7,241 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`108369`

Property Details

APN / Parcel Number

Primary APN	`108369`
Alternative APN	`WALT M:050 B:017 L:0014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,079 sqft Living Area
Gross Area	2,476 sqft
Basement Area	688 sqft
Unfinished Basement	688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1940
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,807 sqft (0.133 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	108369
Street Address	41 SUMMIT ST
City	WALTHAM
State	MA
Zip	02451-0752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	17
Legal Lot Number	14
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	2
Census Block	2005
Census Tract	368200

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 SUMMIT ST, WALTHAM, MA 02451-0752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) US BANK NA
Apr 30, 2018	Deed of Trust, Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2011 · Amount on Record
Deed Sale	Jul 29, 2011 · Amount on Record
Deed Document Number	201113
Deed Book / Page	57214 / 90
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	41 SUMMIT ST, WALTHAM, MA 02451-0752
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084567-51
Date	Sep 3, 2025
Book Page	84567/51
Instrument	105755

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	41 SUMMIT ST, WALTHAM, MA 02451-0752
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70933-516
Date	Apr 30, 2018
Book Page	70933/516
Instrument	58598

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,241.00 (+11.55%)	$701,600 (+6.14%) Land $406,000 Building $295,600	$831,827 (+5.53%)
2025	$6,491.00 (+2.45%)	$661,000 (+0.56%) Land $386,700 Building $274,300	$788,215 (+0.3%)
2024	$6,336.00	$657,300 Land $386,700 Building $270,600	$785,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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