Henderson County property record for 41 Summit Place Trce, Zirconia, NC 28790
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 3,129 sqft · built 1995 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,605 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9575953785 |
| Primary APN | 9575953785 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,129 sqft Heated Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 486 sqft |
| Unfinished Basement | 486 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,799 sqft (0.73 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 1,171 sqft |
| Deck Area | 201 sqft |
| Canopy | 55 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9950855 |
|---|---|
| Street Address | 41 SUMMIT PLACE TRCE |
| City | ZIRCONIA |
| State | NC |
| Zip | 28790-7881 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9950855~WR |
| Legal Description | #56-58 LK SUMMIT SEC A SEA |
| Legal Subdivision | LAKE SUMMIT SEC A (0894) |
| Legal Block | 95 |
| Legal Lot Number | 3785 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | GREEN RIVER |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 932000 |
41 Summit Place Trce is owned and occupied by two individuals.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 SUMMIT PLACE TRCE, ZIRCONIA, NC 28790-7881 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 41 Summit Place Trce was $2,605.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $490,600 Land $86,100 Building $404,500 | ||
| 2025 | $2,605.00 | ||
| 2023 | $490,600 Land $86,100 Building $404,500 | $490,600 Land $86,100 Building $404,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Summit Place Trce in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Summit Place Trce is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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