41 Summit Ave, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 41 Summit Ave, Winthrop, MA 02152

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,507 sqft · built 1954
Lot Size	0.221 acres (9,615 sqft)
Owner	2 Individual Names on Record
Last Sale	$890,000 (Dec 2025)
Tax Bill	$8,990 (2026)
Deeds & Mortgages	Jun 2021 Refinance Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WINT M:062 L:040`

Property Details

APN / Parcel Number

Primary APN	`WINT M:062 L:040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,507 sqft Living Area
Gross Area	4,067 sqft
Basement Area	1,806 sqft
Unfinished Basement	1,806 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,615 sqft (0.221 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	41 SUMMIT AVE
City	WINTHROP
State	MA
Zip	02152-1035
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	WINTHORP SHORE ISLAND CO
Legal Lot Number	40
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1005
Census Tract	180101

Owner

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 SUMMIT AVE, WINTHROP, MA 02152-1035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Dec 17, 2025	Quit Claim Deed, Transfer · Conventional Mortgage CAMBRIDGE SAVINGS BANK
Jan 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Dec 21, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Prior Sale	Oct 1, 2013 · Amount on Record
Deed Document Number	202580859
Deed Book / Page	72227 / 254
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	41 SUMMIT AVE, WINTHROP, MA 02152-1035
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065764-275
Date	Jun 28, 2021
Book Page	65764/275
Instrument	71811

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Dec 17, 2025
Property Address	41 SUMMIT AVE, WINTHROP, MA 02152-1035
Document Number	072227-254
Book / Page	72227 / 254
Instrument Date	Dec 17, 2025
Instrument	80859
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 SUMMIT AVE, WINTHROP, MA 02152-1035

Mortgage

Document Number	0000080860
Date	Dec 17, 2025
Instrument	80860

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	41 SUMMIT AVE, WINTHROP, MA 02152-1035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62477-319
Date	Jan 31, 2020
Book Page	62477/319
Instrument	8644

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Dec 21, 2018
Property Address	41 SUMMIT AVE, WINTHROP, MA 02152-1035
Document Number	60568-24
Book / Page	060568 / 000024
Instrument Date	Dec 5, 2018
Instrument	110202
Transaction Type	Transfer
Record Updated	Jan 8, 2019

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SUMMIT AVE WINTHROP MA 021521035, WINTHROP, MA 02152-1035

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,990.00 (+13.51%)	$807,000 (+5.16%) Land $390,800 Building $416,200	$853,552
2025	$7,920.00 (+3.56%)	$767,400 (+4.55%) Land $372,200 Building $395,200
2024	$7,648.00 (-1.24%)	$734,000 (+1.42%) Land $357,800 Building $376,200
2023	$7,744.00	$723,700 Land $327,500 Building $396,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 individual policies
Nearby Flood Policies	71 units insured incl. 26 condo units
Nearby Flood Claims	92 (1978–2023)
Claims Outside the SFHA	5 of 92
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Winter Coastal Storm, Dec 1992 · 9 claims Coastal Storm, Oct 1991 · 23 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy, Verizon.

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