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41 Summit Ave, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 41 Summit Ave, North Smithfield, RI 02896

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,867 sqft · built 1951
Lot Size0.241 acres (10,496 sqft)
OwnerIndividual Name on File
Tax Bill$5,149 (2025)
Deeds & MortgagesJun 2026 Second Mortgage
Flood ZoneZone X (minimal risk)
APNNSMI M:0009 L:0451

Property Details

APN / Parcel Number

Primary APNNSMI M:0009 L:0451
Alternative APN
  • 1387

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,867 sqft Living Area
Gross Area3,866 sqft
1st Floor Area1,867 sqft
Basement Area1,346 sqft
Unfinished Basement746 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,496 sqft (0.241 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number1387
Street Address41 SUMMIT AVE
CityNORTH SMITHFIELD
StateRI
Zip02896-7214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU
Legal Lot Number451
JurisdictionNORTH SMITHFIELD RI
Township / Civil DivisionNORTH SMITHFIELD
Census Block Group2
Census Block2004
Census Tract12802

Owner

Source: North Smithfield Town records · APN NSMI M:0009 L:0451

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address41 ROSSLARE DR, WORCESTER, MA 01602-3502
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH SMITHFIELD RI
Recording DateJun 15, 2026
Property Address41 SUMMIT AVE, NORTH SMITHFIELD, RI 02896-7214
Document Number0000056709
Book / Page1051 / 61
Instrument DateJun 12, 2026
Instrument202656709
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 SUMMIT AVE, NORTH SMITHFIELD, RI 02896-7214

Mortgage

Document Number0000056709,
DateJun 15, 2026
Book Page1051/61
Instrument202656709
Lender
NameRHODE ISLAND MORTGAGE FINANCIAL CORPORATION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.36%
Max Rate-1%

Tax Assessment & Valuation

Source: North Smithfield Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionNorth Smithfield Town
Unified School DistrictNorth Smithfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,149.00 (+7.34%)$447,700 (+33.01%) Land $94,700 Building $353,000
2023$4,797.00 (+2.46%)$336,600 (-) Land $79,000 Building $257,600
2022$4,682.00$336,600 Land $79,000 Building $257,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, as of June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070128022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1990)
Most Recent ClaimOct 1990 · other causes

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 181 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system RI1559518, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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