Bergen County and Emerson Borough property record for 41 Summer St, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 1,763 sqft · built 1953 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,000 (Nov 1995) |
| Tax Bill | $11,690 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00314-0000-00001 |
| Primary APN | 14-00314-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,763 sqft Living Area |
| 1st Floor Area | 1,763 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 009437 |
|---|---|
| Street Address | 41 SUMMER ST |
| City | EMERSON |
| State | NJ |
| Zip | 07630-1913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 75X100 3LT |
| Legal Subdivision | PINEHAVEN HOMES |
| Legal Block | 314 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 14000 |
41 Summer St is owned and occupied by two individuals who bought it in November 1995.
Source: Bergen County and Emerson Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 SUMMER ST, EMERSON, NJ 07630-1913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 1995 · Amount on File |
| Deed Sale | Nov 29, 1995 · Amount on File |
| Deed Book / Page | 7837 / 924 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 41 SUMMER ST, EMERSON, NJ 07630-1913 |
| Document Number | 0031442481 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2019 |
| Title Company | CHANCELLOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 SUMMER ST EMERSON NJ 076301913, EMERSON, NJ 07630-1913 |
| Document Number | 0031442481 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 003144/002481 |
| Instrument | 765 |
| Name | FELLOWSHIP HM LOANS |
|---|---|
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2049 |
The 2025 property tax bill for 41 Summer St was $11,690, up 3.6% from the year before.
Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,800 (-) Land $190,000 Building $151,800 | $341,800 (-) Land $190,000 Building $151,800 | |
| 2025 | $11,690.00 (+3.55%) | $341,800 Land $190,000 Building $151,800 | $341,800 Land $190,000 Building $151,800 |
| 2024 | $11,289.00 | ||
| 2023 | $341,800 Land $190,000 Building $151,800 | $341,800 Land $190,000 Building $151,800 | |
| 2022 | $10,349.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Summer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Summer St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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