41 Summer Dr, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 41 Summer Dr, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,530 sqft · built 1958
Lot Size	0.261 acres (11,352 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jul 2006)
Tax Bill	$6,765 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit May 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-E B:0005 L:0005`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-E B:0005 L:0005`
Alternative APNs	`M:009=E B:0005 L:0005` `1204032`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	3,374 sqft
1st Floor Area	1,140 sqft
Basement Area	1,126 sqft
Unfinished Basement	1,126 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,352 sqft (0.261 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1204032
Street Address	41 SUMMER DR
City	SAUGUS
State	MA
Zip	01906-3335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	5
Legal Lot Number	5
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1001
Census Tract	208301

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 SUMMER DR, SAUGUS, MA 01906-3335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK
May 15, 2017	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK
Nov 15, 2018	Deed of Trust, Mortgage SALEM FIVE MTG CO
Oct 1, 2019	Deed of Trust, Mortgage · Balloon Mortgage FIGURE LENDING LCC
Sep 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2006 · Amount on Record
Deed Sale	Jul 25, 2006 · Amount on Record
Deed Book / Page	25914 / 317
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	41 SUMMER DR, SAUGUS, MA 01906-3335
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043286-491
Date	Mar 23, 2026
Book Page	43286/491
Instrument	20260323001080

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	41 SUMMER DR, SAUGUS, MA 01906-3335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35866-589
Date	May 15, 2017
Book Page	35866/589
Instrument	305

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2037

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	41 SUMMER DR, SAUGUS, MA 01906-3335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37155-601
Date	Nov 15, 2018
Book Page	37155/601
Instrument	181115004240

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	41 SUMMER DR, SAUGUS, MA 01906-3335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37893-562
Date	Oct 1, 2019
Book Page	37893/562
Instrument	20191001001420

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	41 SUMMER DR, SAUGUS, MA 01906-3335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38924-107
Date	Sep 10, 2020
Book Page	38924/107
Instrument	20200910006340

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,765.00 (+4.14%)	$649,200 (+6.74%) Land $370,000 Building $270,000	$692,759 (+21.09%)
2025	$6,496.00 (+2.62%)	$608,200 (+2.32%) Land $338,000 Building $270,200	$572,090
2024	$6,330.00 (+3.11%)	$594,400 (+9.02%) Land $328,900 Building $265,500
2023	$6,139.00	$545,200 Land $287,800 Building $257,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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