Santa Cruz County property record for 41 Sudden St, Unit A, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,270 sqft · built 1997 |
| Lot Size | 0.026 acres (1,133 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $108,500 (Apr 1999) |
| Tax Bill | $2,264 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-501-02 |
| Primary APN | 018-501-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,270 sqft Living Area |
| Gross Area | 1,670 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,133 sqft (0.026 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 41 SUDDEN ST, A |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-6800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PM54 30 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 110302 |
41 Sudden St, Unit A is owned and occupied by two individuals who bought it in April 1999.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 SUDDEN ST, A, WATSONVILLE, CA 95076-6800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 1999 · Amount on File |
| Deed Sale | Apr 9, 1999 · Amount on File |
| Deed Document Number | 199925547 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 41 SUDDEN ST UNIT A, A, WATSONVILLE, CA 95076-6800 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 41 SUDDEN ST, CORRALITOS, CA 95076-4322 |
| Document Number | 0000024701 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 2025-0024701 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 17, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 41 Sudden St, Unit A was $2,264 with a homeowner's exemption, up 14.2% from the year before.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,502 (+2%) Land $104,102 Building $69,400 | ||
| 2025 | $2,264.00 (+14.17%) Homeowner's exemption | $170,100 Land $102,061 Building $68,039 | |
| 2024 | $1,983.00 (+1.69%) | ||
| 2023 | $1,950.00 (+1.88%) Homeowner's exemption | $163,495 Land $98,098 Building $65,397 | $373,140 |
| 2022 | $1,914.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Sudden St, Unit A in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 41 Sudden St, Unit A has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Etheric Networks, Verizon.
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