41 Stratford Dr, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 41 Stratford Dr, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	1,813 sqft · built 2001
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$328,000 (Apr 2020)
Tax Bill	$1,936 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R60002200007660000`

Property Details

APN / Parcel Number

Primary APN	`R60002200007660000`
Alternative APN	`10086703`

Interior

Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,813 sqft Living Area

Exterior

Year Built	Built 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10086703
Old Parcel Number	R60002200007660000
Street Address	41 STRATFORD DR
City	BLUFFTON
State	SC
Zip	29909-4647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6116
Legal Description	LOT 186 EAGLE'S POINTE S/D PH III PB78 PG73
Legal Subdivision	EAGLES POINTE S/D
Legal Phase	3
Legal Lot Number	186
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1003
Census Tract	2201

Owner

41 Stratford Dr is owned and occupied by an individual who bought it in April 2020.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	41 STRATFORD DR, BLUFFTON, SC 29909-4647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Apr 27, 2020	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 6, 2019	Deed, Transfer · Conventional Mortgage FIRST CHOICE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2020 · Amount on File
Deed Sale	Apr 27, 2020 · Amount on File
Prior Sale	May 6, 2019 · Amount on File
Deed Document Number	2020021529
Deed Book / Page	3858 / 1787
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	41 STRATFORD DR, BLUFFTON, SC 29909-4647
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 STRATFORD DR, BLUFFTON, SC 29909-4647

Mortgage

Document Number	0000071828
Date	Oct 12, 2021
Book Page	4070/2907
Instrument	2021071828

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLUFFTON, SC 29910

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 6, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 27, 2020
Property Address	41 STRATFORD DR, BLUFFTON, SC 29909-4647
Document Number	0000021529
Book / Page	3858 / 1787
Map Reference	MB 78 PG 73
Instrument Date	Apr 14, 2020
Instrument	2020021529
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$852.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 STRATFORD DR, BLUFFTON, SC 29909-4647

Mortgage

Document Number	0000021553
Date	Apr 27, 2020
Instrument	2020021553

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 6, 2019
Property Address	41 STRATFORD DR, BLUFFTON, SC 29909-4647
Document Number	0000023328
Book / Page	3757 / 1706
Map Reference	MB 78 PG 73
Instrument Date	Apr 30, 2019
Instrument	2019023328
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5333, HILTON HEAD, SC 29938-5333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 STRATFORD DR, OKATIE, SC 29909-4647

Mortgage

Document Number	0000023329
Date	May 6, 2019
Instrument	2019023329

Lender

Name	FIRST CHOICE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 41 Stratford Dr was $1,936, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,936.00 (-0.05%)	$15,090 (-12.96%)
2024	$1,937.00	$17,336 (-) Land $2,060 Building $15,276	$433,400 (-) Land $51,500 Building $381,900
2023	$1,937.00 (+8.76%)	$17,336 (+32.13%) Land $2,060 Building $15,276	$433,400 (+32.13%) Land $51,500 Building $381,900
2022	$1,781.00	$13,120 Land $1,800 Building $11,320	$328,000 Land $45,000 Building $283,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41 Stratford Dr in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 538 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	538 in force
Nearby Flood Claims	31 (1991–2019)
Claims Outside the SFHA	1 of 31
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Matthew, Oct 2016 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Stratford Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable · Fiber in parts of the area	1,000 / 50

May also be available: Xfinity.

Nearby Properties on Stratford Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures