Bergen County and Oakland Borough property record for 41 Stonefence Rd, Oakland, NJ 07436
| Property Type | Single Family Home |
|---|---|
| Details | 2,671 sqft · built 1968 |
| Lot Size | 0.815 acres (35,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $849,000 (Jul 2006) |
| Tax Bill | $19,322 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-02801-0000-00026 |
| Primary APN | 42-02801-0000-00026 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,671 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Construction Type | Frame |
| Lot Area | 35,501 sqft (0.815 acres) |
| Lot Dimensions | 350 ft deep x 199 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 42021030200008 |
|---|---|
| Street Address | 41 STONEFENCE RD |
| City | OAKLAND |
| State | NJ |
| Zip | 07436-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Description | 0.815 AC |
| Legal Subdivision | OAKVALE ESTATES |
| Legal Block | 2801 |
| Legal Lot Number | 26 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OAKLAND |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 39300 |
41 Stonefence Rd is owned and occupied by two individuals who bought it in July 2006.
Source: Bergen County and Oakland Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 STONEFENCE RD, OAKLAND, NJ 07436-1606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 8, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2006 · Amount on File |
| Deed Sale | Jul 31, 2006 · Amount on File |
| Prior Sale | Jun 2, 1997 · Amount on File |
| Deed Book / Page | 9124 / 804 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 41 STONEFENCE RD, OAKLAND, NJ 07436-1606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0039290281 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 3929/281 |
| Instrument | 21-010937 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 41 STONEFENCE RD, OAKLAND, NJ 07436-1606 |
| Document Number | 0032790203 |
| Instrument Date | Jun 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 STONEFENCE RD OAKLAND NJ 074361606, OAKLAND, NJ 07436-1606 |
| Document Number | 0032790203 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 003279/000203 |
| Instrument | 40912 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 26, 2049 |
The 2025 property tax bill for 41 Stonefence Rd was $19,322, up 2% from the year before.
Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oakland Borough |
| Elementary School District | Oakland Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $946,200 (+7%) Land $377,800 Building $568,400 | $946,200 (+7%) Land $377,800 Building $568,400 | |
| 2025 | $19,322.00 (+1.97%) | $884,300 Land $363,700 Building $520,600 | $884,300 Land $363,700 Building $520,600 |
| 2024 | $18,949.00 | ||
| 2023 | $827,200 Land $313,500 Building $513,700 | $827,200 Land $313,500 Building $513,700 | |
| 2022 | $18,987.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Stonefence Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1984–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Stonefence Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures