41 State St, Rouses Point, NY 12979 Property Records

Clinton County and Champlain Town property record for 41 State St, Rouses Point, NY 12979

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 871 sqft · built 1910
Lot Size0.157 acres (6,850 sqft)
OwnerIndividual Name on Record
Tax Bill$1,528 (2026)
Deeds & MortgagesJul 2026 Mortgage
Apr 2022 Refinance
Flood ZoneZone X (minimal risk)
APN092803 20.11-1-14

Property Details

APN / Parcel Number

Primary APN092803 20.11-1-14
Alternative APN
  • 280302001100010140000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area871 sqft Living Area
1st Floor Area752 sqft
Upper Floors Area119 sqft
AtticAttic
Attic Area119 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialWood
Foundation TypeRaised
Lot Area6,850 sqft (0.157 acres)
Lot Dimensions137 ft deep x 50 ft wide
PorchPorch
Porch Area84 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address41 STATE ST
CityROUSES POINT
StateNY
Zip12979-1122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDV STATE ST LOT
Legal Block1
Legal Lot Number14.000
JurisdictionCLINTON NY
Township / Civil DivisionCHAMPLAIN
Census Block Group1
Census Block1017
Census Tract100102

Owner

Source: Clinton County and Champlain Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address41 STATE ST, ROUSES POINT, NY 12979-1122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Deed of Trust, Mortgage
Apr 1, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
RILEY FORD INC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 15, 2011
Transfer Doc0000020112/000004161
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Recording DateJul 23, 2026
Property Address41 STATE ST, ROUSES POINT, NY 12979-1122
Document Number0000351645
Instrument DateJul 20, 2026
Instrument2026351645
Transaction TypeMortgage
Record UpdatedAug 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 STATE ST, ROUSES POINT, NY 12979-1122

Mortgage

Document Number0000351645,
DateJul 23, 2026
Instrument2026351645
Lender
Agreement
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.47%
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address41 STATE ST, ROUSES POINT, NY 12979-1122
Transaction TypeMortgage
Record UpdatedApr 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000323584
DateApr 1, 2022
Instrument20220-00323584
Lender
NameRILEY FORD INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMay 1, 2037

Tax Assessment & Valuation

Source: Clinton County and Champlain Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionChamplain Town
MunicipalityRouses Point Village
Unified School DistrictNortheastern Clinton Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,528.00 (+610.7%)
2025$215.00$64,600 (+5.21%) Land $16,900 Building $47,700$64,600 (+5.21%) Land $16,900 Building $47,700
2023$61,400 Land $16,900 Building $44,500$61,400 Land $16,900 Building $44,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROUSES POINT VILLAGE WD
serves 2,550 people · EPA ID NY0900223
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Champlain Technology Group.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State St

Nearby Streets

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