41 Standish Rd, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 41 Standish Rd, Watertown, MA 02472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,868 sqft · built 1920
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jan 1995)
Tax Bill	$14,324 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21620-13`

Property Details

APN / Parcel Number

Primary APN	`21620-13`
Alternative APNs	`WATE M:0424 B:0014 L:0089` `6221`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,868 sqft Living Area
Gross Area	3,784 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	6221
Street Address	41 STANDISH RD
City	WATERTOWN
State	MA
Zip	02472-3378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-6
Legal Subdivision	PLAN 9938C SHEET 02
Legal Block	14
Legal Lot Number	89
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1001
Census Tract	370202

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 STANDISH RD, WATERTOWN, MA 02472-3378
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit WATERTOWN SAVINGS BANK
Aug 23, 2021	Deed of Trust, Mortgage · ARM WATERTOWN SAVINGS BANK
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit WATERTOWN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 1995 · Amount on Record
Deed Sale	Jan 11, 1995 · Amount on Record
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Recording Date	Jun 15, 2026
Property Address	41 STANDISH RD, WATERTOWN, MA 02472-3378
Document Number	0002001663
Instrument Date	Jun 10, 2026
Instrument	20262001663
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 STANDISH RD, WATERTOWN, MA 02472-3378

Mortgage

Document Number	0002001663,
Date	Jun 15, 2026
Instrument	20262001663

Lender

Name	WATERTOWN SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	41 STANDISH RD, WATERTOWN, MA 02472-3378
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1891132
Date	Aug 23, 2021
Instrument	1891132

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Aug 16, 2028
Index	1-Year CMT

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	41 STANDISH RD, WATERTOWN, MA 02472-3378
Document Number	0000015824
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 STANDISH RD WATERTOWN MA 024723378, WATERTOWN, MA 02472-3378

Mortgage

Document Number	0000015824
Date	Jun 17, 2019
Instrument	15824

Lender

Name	WATERTOWN SVGS BK
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,324.00 (+5.22%)	$1,174,100 (+0.74%) Land $607,200 Building $566,900	$1,026,950 (-)
2025	$13,613.00 (+7.54%)	$1,165,500 (+7.72%) Land $607,200 Building $558,300	$1,026,950 (-4.57%)
2024	$12,659.00 (-5.7%)	$1,082,000 (+9.46%) Land $582,000 Building $500,000	$1,076,160
2023	$13,424.00	$988,500 Land $545,600 Building $442,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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