41 Spruce St, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 41 Spruce St, Islip, NY 11751

Property Summary

Property Type	Single Family Home
Details	1,443 sqft · built 1923
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jun 2021)
Tax Bill	$11,563 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`472889 320.-2-128`

Property Details

APN / Parcel Number

Primary APN	`472889 320.-2-128`
Alternative APNs	`0500-320.00-02.00-128.000` `288932000000021280000000` `472800656410` `563340`

Interior

Building Area	1,443 sqft Living Area
1st Floor Area	827 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	378 sqft

Location & Zoning

Account Number	563340
Street Address	41 SPRUCE ST
City	ISLIP
State	NY
Zip	11751-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	X2219990Y188142 T044H00000000
Legal Block	0002
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1021
Census Tract	147401

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 SPRUCE ST, ISLIP, NY 11751-3009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 4, 2021	Deed, Transfer · Stand-Alone First Mortgage MEADOWBROOK FINANCIAL MTG BANKERS CORP
Apr 30, 2020	Foreclosure · Construction Mortgage LOAN FUNDER LLC SERIES 12112

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	Apr 30, 2020 · Amount on Record
Deed Book / Page	13107 / 313
Prior Transfer Date	Nov 25, 2011
Prior Transfer Doc	0126790401
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	41 SPRUCE ST, ISLIP, NY 11751-3009
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234360277
Date	Jul 8, 2022
Book Page	23436/277

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Aug 1, 2050

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 4, 2021
Property Address	41 SPRUCE ST, ISLIP, NY 11751-3009
Document Number	0131070313
Book / Page	13107 / 313
Instrument Date	May 11, 2021
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	789 LAKESIDE DR, BALDWIN, NY 11510-3511

Mortgage

Document Number	0232840127
Date	Jun 4, 2021
Book Page	23284/127
Instrument	DM015108

Lender

Name	MEADOWBROOK FINANCIAL MTG BANKERS CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	SUFFOLK NY
Recording Date	Apr 30, 2020
Property Address	41 SPRUCE ST, ISLIP, NY 11751-3009
Document Number	0130570393
Book / Page	013057 / 000393
Instrument Date	Mar 5, 2020
Transaction Type	Foreclosure
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,044.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	38 W PINE ST ISLIP NY 117511804, ISLIP, NY 11751-1804

Mortgage

Document Number	231310022
Date	Apr 30, 2020
Book Page	023131/000022

Lender

Name	LOAN FUNDER LLC SERIES 12112
Address	645 MADISON AVE # 19, NEW YORK, NY 10022-1010

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 29, 2021

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Islip Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,800 (-) Land $5,500 Building $29,300	$490,141 (-) Land $77,465 Building $412,676
2024	$11,563.00		$490,141 (+2.54%) Land $77,465 Building $412,676
2023		$34,800 Land $5,500 Building $29,300	$478,022 Land $75,549 Building $402,473

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	25 (1979–2023)
Claims Outside the SFHA	18 of 25
Most Recent Claim	Jul 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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