Delaware County and Hancock Town property record for 41 Spruce St, Hancock, NY 13783
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,737 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 123601 439.6-1-33 |
| Primary APN | 123601 439.6-1-33 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 06802071011 |
|---|---|
| Street Address | 41 SPRUCE ST |
| City | HANCOCK |
| State | NY |
| Zip | 13783-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 1 |
| Legal Lot Number | 33.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | HANCOCK |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 971400 |
41 Spruce St is owned and occupied by two individuals.
Source: Delaware County and Hancock Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 SPRUCE ST, HANCOCK, NY 13783-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 41 Spruce St was $3,737 with a homeowner's exemption, up 81.8% from the year before.
Source: Delaware County and Hancock Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Hancock Town |
| Municipality | Hancock Village |
| Unified School District | Hancock Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,737.00 (+81.85%) Homeowner's exemption | ||
| 2025 | $2,055.00 | $10,500 Land $1,500 Building $9,000 | $131,250 Land $18,750 Building $112,500 |
| 2023 | $10,500 (-) Land $1,500 Building $9,000 | $105,000 (+8.3%) Land $15,000 Building $90,000 | |
| 2022 | $10,500 Land $1,500 Building $9,000 | $96,953 Land $13,850 Building $83,103 | |
| 2021 | $1,570.00 (-45.32%) | ||
| 2020 | $2,871.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 14 (1978–2006) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Jun 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANCOCK VILLAGE serves 1,182 people · EPA ID NY1200266 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hancock Telephone Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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