Nassau County and Hempstead Town property record for 41 Spruce Ln, Valley Stream, NY 11581
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,382 sqft · built 1951 |
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,000 (Jul 2002) |
| Tax Bill | $8,308 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2017 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 39-480-00-0016 |
| Primary APN | 39-480-00-0016 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,382 sqft Living Area |
| 1st Floor Area | 1,031 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 6,050 sqft (0.139 acres) |
| Lot Dimensions | 110 ft deep x 55 ft wide |
| Patio Area | 220 sqft |
| Utility Building | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39480 00160 |
|---|---|
| Street Address | 41 SPRUCE LN |
| City | VALLEY STREAM |
| State | NY |
| Zip | 11581-2622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 024 |
| Legal Subdivision | ROBINSWOOD |
| Legal Block | 480 |
| Legal Lot Number | 16 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 410800 |
41 Spruce Ln is owned and occupied by an individual who acquired it in July 2017.
Source: Nassau County and Hempstead Town records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 SPRUCE LN, VALLEY STREAM, NY 11581-2622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Aug 11, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jul 8, 2016 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2002 · Amount on File |
| Deed Sale | Jul 18, 2002 · Amount on File |
| Deed Book / Page | 11502 / 187 |
| Last Transfer Date | Jul 13, 2017 |
| Transfer Doc | 0135440644 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 41 SPRUCE LN, VALLEY STREAM, NY 11581-2622 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0453200954 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 45320/954 |
| Instrument | 2021-053686 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Aug 11, 2017 |
| Property Address | 41 SPRUCE LN, VALLEY STREAM, NY 11581-2622 |
| Document Number | 0135440644 |
| Book / Page | 013544 / 000644 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 79037 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 SPRUCE LN VALLEY STREAM NY 115812622, VALLEY STREAM, NY 11581-2622 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 41 SPRUCE LN, VALLEY STREAM, NY 11581-2622 |
| Document Number | 0418420387 |
| Instrument Date | Jul 8, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 41 SPRUCE LN VALLEY STREAM NY 115812622, VALLEY STREAM, NY 11581-2622 |
| Document Number | 0418420387 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 041842/000387 |
| Instrument | 4325 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | OVERLAND PARK, KS 66213 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2047 |
The 2025 property tax bill for 41 Spruce Ln was $8,308 with a senior citizen's exemption.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Valley Stream Village |
| Elementary School District | Valley Stream Union Free School District 24 (KG - 06) |
| Secondary School District | Valley Stream Central High School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444 (-) Land $210 Building $234 | $444,000 (-) | |
| 2025 | $8,308.00 Senior Citizen's exemption | $444 Land $210 Building $234 | $444,000 |
| 2023 | $8,464.00 Homeowner's exemption | $444 Land $210 Building $234 | $444,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 41 Spruce Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 60 policies |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 5 (2011–2023) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 41 Spruce Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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