41 Split Oak Ln, Lancaster, VA 22503 Property Records

Lancaster County property record for 41 Split Oak Ln, Lancaster, VA 22503 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2001
Square Footage	2,768 sqft Living Area
Lot Size	109,771 sqft (2.52 acres)
Garage	576 sqft
Last Sale	$351,000 (2020)
Tax Bill	$33.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`31A 3 1`
Alternative APN	`9534`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,768 sqft Living Area
Gross Area	4,190 sqft Gross Area
1st Floor	2,192 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2001
Exterior Material	Wood Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	109,771 sqft (2.52 acres)
Parking Spaces	2 Parking Spaces
Garage Area	576 sqft Garage
Deck Area	702 sqft Deck
Porch Area	144 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	9534
Street Address	41 SPLIT OAK LN
City	LANCASTER
State	VA
Zip	22503-4305
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TOWLES POINT 2.52 AC .606 AC COVE BOTTOM LR22/22 LR22/23 LR08/541-P PC7/170B
Legal Subdivision	TOWLES POINT
Jurisdiction	LANCASTER VA
Minor Civil Division	1
Census Blockgroup	4
Census Block	4008
Census Tract	30100

Owner

Source: Lancaster County records · APN 31A 3 1

Assessment roll updated May 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1 W GERRARD ST, WINCHESTER, VA 22601-4508
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2022	Gift Deed, Transfer · Stand Alone Refinance CHESAPEAKE BANK
Jan 05, 2022	Deed, Transfer · Stand Alone First Mortgage CHESAPEAKE BANK
Jul 02, 2020	Warranty Deed, Transfer PARTY III

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2020 · Amount on Record
Deed Sale	Jul 02, 2020 · Amount on Record
Prior Sale	Jun 19, 2015 · Amount on Record
Deed Doc Number	20201279
Last Transfer Date	Dec 30, 2021
Transfer Doc	0000000023
Record Refreshed	Sep 20, 2026

January 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LANCASTER VA
Recording Date	Jan 05, 2022
Property Address	41 SPLIT OAK LN, LANCASTER, VA 22503-4305
Document Number	0220000023
Instrument Date	Dec 30, 2021
Instrument	220000023
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1822 ROBERTS ST, WINCHESTER, VA 22601-6312

Mortgage

Document Number	0220000024
Date	Jan 05, 2022
Instrument	220000024

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Interest

Rate Type	Fixed Rate
Rate	3.38%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER VA
Recording Date	Jan 05, 2022
Property Address	41 SPLIT OAK LN, LANCASTER, VA 22503-4305
Document Number	0220000022
Instrument Date	Dec 30, 2021
Instrument	220000022
Transaction Type	Transfer
Record Updated	Feb 23, 2022

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1822 ROBERTS ST, WINCHESTER, VA 22601-6312

Mortgage

Document Number	0220000024
Date	Jan 05, 2022
Instrument	220000024

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Interest

Rate Type	Fixed Rate
Rate	3.38%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jul 02, 2020
Property Address	41 SPLIT OAK LN, LANCASTER, VA 22503-4305
Document Number	200001279
Instrument Date	Jun 29, 2020
Instrument	200001279
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	BLUE RIDGE TITLE AND SETTLEMENT, BLUE INK TITLE EXCR & STLMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1822 ROBERTS ST, WINCHESTER, VA 22601-6312
Investor	Possibly a Property Investor

Mortgage

Document Number	200001280
Date	Jul 02, 2020
Instrument	200001280

Lender

Name	PARTY III
Type	Private Party

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33.00 (-98.78%)	$601,900 (+40.24%) Land $83,700 Building $518,200	$601,900 (+40.24%) Land $83,700 Building $518,200
2023	$2,703.00	$429,200 Land $98,700 Building $330,500	$429,200 Land $98,700 Building $330,500

Flood & Wildfire

41 Split Oak Ln is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lancaster County (51103C), updated July 4, 2022

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	5.0 ft vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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