41 Spaulding Ln, Saugerties, NY 12477 Property Records

Ulster County and Saugerties Town property record for 41 Spaulding Ln, Saugerties, NY 12477

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 1957
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Aug 2021)
Tax Bill	$7,600 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`514889 29.5-5-11`

Property Details

APN / Parcel Number

Primary APN	`514889 29.5-5-11`
Alternative APN	`136880.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,804 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Mixed
Garage Area	1,041 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	136880.000
Street Address	41 SPAULDING LN
City	SAUGERTIES
State	NY
Zip	12477-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23
Legal Block	5
Legal Lot Number	11.000
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	1
Census Block	1013
Census Tract	950300

Owner

Source: Ulster County and Saugerties Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 SPAULDING LN, SAUGERTIES, NY 12477-2334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed, Transfer · Stand-Alone First Mortgage ULSTER SAVINGS BANK
Aug 6, 2019	Deed, Transfer · Stand-Alone First Mortgage BANK OF GREENE COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Aug 6, 2019 · Amount on Record
Deed Document Number	202116298
Deed Book / Page	6893 / 238
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Aug 18, 2021
Property Address	41 SPAULDING LN, SAUGERTIES, NY 12477-2334
Document Number	0000016298
Book / Page	6893 / 238
Instrument Date	Aug 13, 2021
Instrument	2021-16298
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	473 WILBUR AVE, KINGSTON, NY 12401-6254

Mortgage

Document Number	0000016299
Date	Aug 18, 2021
Instrument	2021-16299

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Aug 6, 2019
Property Address	41 SPAULDING LN, SAUGERTIES, NY 12477-2334
Document Number	0000009924
Book / Page	6467 / 172
Instrument Date	Aug 2, 2019
Instrument	2019-9924
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WASHINGTON ST EXT, CATSKILL, NY 12414-6927

Mortgage

Document Number	0000009925
Date	Aug 6, 2019
Instrument	2019-9925

Lender

Name	BANK OF GREENE COUNTY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2049
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

Mortgage

Document Number	0000009924
Date	Aug 6, 2019
Book Page	6467/172
Instrument	2019-9924

Lender

Name	BANK OF GREENE COUNTY

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2049
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,600.00 (+184.54%)	$380,500 (+14.09%) Land $76,500 Building $304,000	$380,500 (+14.09%) Land $76,500 Building $304,000
2023		$333,500 (+17.02%) Land $74,000 Building $259,500	$333,500 (+17.02%) Land $74,000 Building $259,500
2022		$285,000 Land $74,000 Building $211,000	$285,000 Land $74,000 Building $211,000
2021	$2,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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