41 South St, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 41 South St, Osterville, MA 02655

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,695 sqft · built 2016
Lot Size0.26 acres (11,326 sqft)
Owner2 Trust Names on File
Last Sale$130,000 (Jan 1998)
Tax Bill$10,704 (2025)
Deeds & MortgagesSep 2025 Transfer
Sep 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNOSTE M:117 L:069

Property Details

APN / Parcel Number

Primary APNOSTE M:117 L:069
Alternative APN
  • 57976

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,695 sqft Living Area
Gross Area7,293 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number57976
Street Address41 SOUTH ST
CityOSTERVILLE
StateMA
Zip02655-1614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal SubdivisionROBINWOOD
Legal Lot Number69
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group3
Census Block3030
Census Tract13002

Owner

41 South St is owner-occupied and held in a trust since September 2025.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner of Record2 Trust Names on File
Mailing Address41 SOUTH ST, OSTERVILLE, MA 02655-1614
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2025Quit Claim Deed, Transfer
Quitclaim
Sep 25, 2017Deed of Trust, Mortgage · Line of Credit
TD BK NA
Jan 9, 2017Deed of Trust, Mortgage
CAPE COD FIVE CENT BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 1998 · Amount on File
Deed SaleJan 5, 1998 · Amount on File
Deed Book / Page11151 / 142
Last Transfer DateSep 11, 2025
Transfer Doc0037177-53
Record UpdatedSep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateSep 11, 2025
Property Address41 SOUTH ST, OSTERVILLE, MA 02655-1614
Document Number0037177-53
Book / Page37177 / 53
Instrument DateSep 11, 2025
Instrument36697
Transaction TypeTransfer
Record UpdatedOct 1, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 SOUTH ST, OSTERVILLE, MA 02655-1614

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address41 SOUTH ST, OSTERVILLE, MA 02655-1614
Document Number30808-170
Book / Page030808 / 000170
Instrument DateSep 25, 2017
Transaction TypeMortgage
Record UpdatedOct 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number30808-170
DateOct 4, 2017
Book Page030808/000170
Instrument50668
Lender
NameTD BK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 3, 2047
Interest
Rate TypeAdjustable Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address41 SOUTH ST, OSTERVILLE, MA 02655-1614
Document Number30220-334
Book / Page030220 / 000334
Instrument DateJan 9, 2017
Transaction TypeMortgage
Record UpdatedJan 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number30220-334
DateJan 9, 2017
Book Page030220/000334
Instrument1308
Lender
NameCAPE COD FIVE CENT BK
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueJan 8, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 41 South St was $10,704, up 10.9% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,704.00 (+10.91%)$1,323,100 (+7.07%) Land $328,500 Building $994,600$1,386,715
2024$9,651.00 (+6.34%)$1,235,700 (+13.55%) Land $328,500 Building $907,200
2023$9,076.00$1,088,200 Land $305,400 Building $782,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 South St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 41 South St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERVILLE OSTERVILLE MARSTONS MILLS WD
serves 50,000 people · EPA ID MA4020002
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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