Middlesex County and Chelmsford Town property record for 41 Smith St, Chelmsford, MA 01824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,328 sqft · built 1957 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $329,900 (May 2015) |
| Tax Bill | $7,004 (2026) |
| Deeds & Mortgages | Feb 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | CHEL M:0032 B:0122 L:12 |
| Primary APN | CHEL M:0032 B:0122 L:12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| Gross Area | 2,464 sqft |
| 1st Floor Area | 1,328 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2901 |
|---|---|
| Street Address | 41 SMITH ST |
| City | CHELMSFORD |
| State | MA |
| Zip | 01824-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Block | 122 |
| Legal Lot Number | 12 |
| Jurisdiction | CHELMSFORD MA |
| Township / Civil Division | CHELMSFORD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 317203 |
41 Smith St is owned and occupied by an individual who bought it in May 2015.
Source: Middlesex County and Chelmsford Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 SMITH ST, CHELMSFORD, MA 01824-1701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2015 · Amount on File |
| Deed Sale | May 28, 2015 · Amount on File |
| Prior Sale | Jan 12, 2009 · Amount on File |
| Deed Book / Page | 29089 / 108 |
| Transfer Doc | 029089-108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Property Address | 41 SMITH ST, CHELMSFORD, MA 01824-1701 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039078-286 |
|---|---|
| Date | Feb 20, 2025 |
| Book Page | 39078/286 |
| Instrument | 4771 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 41 Smith St was $7,004, up 7.6% from the year before.
Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Chelmsford Town |
| Unified School District | Chelmsford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,004.00 (+7.57%) | $527,800 (+12.68%) Land $280,400 Building $247,400 | $600,685 (-) |
| 2025 | $6,511.00 (+1.72%) | $468,400 (-0.34%) Land $255,400 Building $213,000 | $600,685 (+0.8%) |
| 2024 | $6,401.00 (+1.96%) | $470,000 (+7.58%) Land $255,400 Building $214,600 | $595,935 |
| 2023 | $6,278.00 | $436,900 Land $274,700 Building $162,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 units insured incl. 4 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Smith St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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