41 Silver St, Middletown, CT 06457 Property Records

Middletown City property record for 41 Silver St, Middletown, CT 06457

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2,824 sqft · built 1854
Lot Size	0.52 acres (22,651 sqft)
Owner	Company Name on File
Last Sale	$320,000 (Jan 2019)
Tax Bill	$10,996 (2026)
Deeds & Mortgages	Jan 2022 Refinance Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:34 L:0310`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:34 L:0310`
Alternative APN	`R08248`

Interior

Units	21 Units
Building Area	2,824 sqft Living Area
Gross Area	4,294 sqft

Exterior

Year Built	Built 1854
Effective Year Built	Effective 1854
Lot Area	22,651 sqft (0.52 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Location & Zoning

Account Number	R08248
Street Address	41 SILVER ST
City	MIDDLETOWN
State	CT
Zip	06457-3932
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	MXI
Legal Lot Number	310
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1009
Census Tract	541700

Owner

41 Silver St, a commercial property, is owned by a company that bought it in January 2019.

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1008, WINDSOR, CT 06095-6108
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEST FOREST CAPITAL
Jan 15, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage DONALD MONDANI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2019 · Amount on File
Deed Sale	Jan 15, 2019 · Amount on File
Prior Sale	Sep 28, 2010 · Amount on File
Deed Document Number	20193442740003
Deed Book / Page	1936 / 309
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	41 SILVER ST, MIDDLETOWN, CT 06457-3932
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002034-181
Date	Jan 14, 2022
Book Page	2034/181
Instrument	3674210027

Lender

Name	WEST FOREST CAPITAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jan 15, 2019
Property Address	41 SILVER ST, MIDDLETOWN, CT 06457-3932
Document Number	001936-309
Book / Page	1936 / 309
Instrument Date	Jan 15, 2019
Instrument	3442740003
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1008, WINDSOR, CT 06095-6108

Mortgage

Document Number	3442750007
Date	Jan 15, 2019
Instrument	3442750007

Lender

Name	DONALD MONDANI

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 41 Silver St was $10,996.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,996.00	$284,800 (-) Building $199,070
2025		$284,800 (-) Land $85,730 Building $199,070	$199,360 Land $60,011 Building $139,349
2024	$10,541.00 (+4.52%)	$284,800 (+6.15%) Land $85,730 Building $199,070
2023	$10,085.00 (+10.36%)	$268,310 (+21.13%) Land $85,730 Building $182,580
2022	$9,138.00	$221,510 Land $55,910 Building $165,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Silver St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Silver St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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