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41 Silver St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 41 Silver St, Lancaster, MA 01523 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,016 sqft · built 1999
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on File
Tax Bill$8,919 (2025)
Deeds & MortgagesOct 2021 Refinance
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNLANC M:045.0 B:0000 L:0044.0

Property Details

APN / Parcel Number

Primary APNLANC M:045.0 B:0000 L:0044.0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,016 sqft Living Area
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,860 sqft (0.41 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address41 SILVER ST
CityLANCASTER
StateMA
Zip01523-1943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number44.0
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group2
Census Block2038
Census Tract713100

Owner

Source: Worcester County and Lancaster Town records · APN LANC M:045.0 B:0000 L:0044.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address41 SILVER ST, LANCASTER, MA 01523-1943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE
Apr 04, 2018Deed of Trust, Mortgage · Conventional Mortgage
ALPHA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address41 SILVER ST, LANCASTER, MA 01523-1943
Transaction TypeMortgage
Record UpdatedNov 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number66397-134
DateOct 28, 2021
Book Page66397/134
Instrument151348
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address41 SILVER ST, LANCASTER, MA 01523-1943
Document Number58906-84
Instrument DateApr 04, 2018
Transaction TypeMortgage
Record UpdatedJun 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address41 SILVER ST LANCASTER MA 015231943, LANCASTER, MA 01523-1943

Mortgage

Document Number58906-84
DateJun 06, 2018
Book Page058906/000084
Instrument55039
Lender
NameALPHA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 05, 2033

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,919.00 (+8.38%)$551,900 (+15.29%) Land $106,400 Building $445,500$640,395 (+11.96%)
2024$571,995
2023$8,229.00$478,700 Land $90,000 Building $388,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277131002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1978–2010)
Claims Outside the SFHA2 of 9
Most Recent ClaimMar 2010, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 281 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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