St. Johns County property record for 41 Silver Fern Dr, Saint Augustine, FL 32086
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,343 sqft · built 2020 |
| Lot Size | 0.06 acres (2,613 sqft) |
| Owner | Company Name on File |
| Last Sale | $283,990 (Jan 2024) |
| Tax Bill | $3,442 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135831-0030 |
| Primary APN | 135831-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,343 sqft Living Area |
| Gross Area | 1,580 sqft |
| 1st Floor Area | 618 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,613 sqft (0.06 acres) |
| Garage Type | Attached |
| Garage Area | 237 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 41 SILVER FERN DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-9062 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 99/69-73 ORCHARD PARK PHASE 1 LOT 3 OR6302/1951 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 02 |
| Legal Subdivision | ORCHARD PARK PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21207 |
Source: St. Johns County records · APN 135831-0030
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4008 MOULTRIE FORESIDE BLVD, SAINT AUGUSTINE, FL 32086-6827 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 10, 2026 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 24, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 24, 2024 · Amount on Record |
| Deed Sale | Jan 24, 2024 · Amount on Record |
| Deed Document Number | 20245766 |
| Deed Book / Page | 5890 / 17 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 10, 2026 |
| Property Address | 41 SILVER FERN DR, SAINT AUGUSTINE, FL 32086-9062 |
| Document Number | 0063021951 |
| Book / Page | 6302 / 1951 |
| Map Reference | MB 99 PG 69-73 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 2026011213 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4008 MOULTRIE FORESIDE BLVD, ST AUGUSTINE, FL 32086-6827 |
| Name | Verified Name |
|---|---|
| Address | 4008 MOULTRIE FORESIDE BLVD, ST AUGUSTINE, FL 32086-6827 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 24, 2024 |
| Property Address | 41 SILVER FERN DR, SAINT AUGUSTINE, FL 32086-9062 |
| Document Number | 0058900017 |
| Book / Page | 5890 / 17 |
| Map Reference | MB 99 PG 69-73 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2024005766 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,988.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10475 FORTUNE PKWY STE 100, 100, JACKSONVILLE, FL 32256-3674 |
| Name | Verified Name |
|---|---|
| Address | 4008 MOULTRIE FORESIDE BLVD, SAINT AUGUSTINE, FL 32086-6827 |
| Document Number | 0000589019 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 5890/19 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Feb 01, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.8% |
| Margin | 3 |
| Max Rate | 11.8% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,191 (-4.17%) Land $56,800 Building $164,391 | $221,191 (-4.17%) Land $56,800 Building $164,391 | |
| 2025 | $3,442.00 (+8.24%) | $230,826 (-2.7%) | $230,826 (-2.7%) Land $56,800 Building $174,026 |
| 2024 | $3,180.00 (+6.43%) | $237,224 (+6.21%) | $237,224 (+6.21%) Land $44,800 Building $192,424 |
| 2023 | $2,988.00 (+7.1%) | $223,362 (+5.49%) | $223,362 (+5.49%) Land $44,800 Building $178,562 |
| 2022 | $2,790.00 | $211,732 | $211,732 Land $44,800 Building $166,932 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 158 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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