41 Serenity Ln, Oakley, CA 94561 Property Records

Contra Costa County property record for 41 Serenity Ln, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,540 sqft · built 2008
Lot Size	0.174 acres (7,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Apr 2017)
Tax Bill	$11,638 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`034-450-023-6`

Property Details

APN / Parcel Number

Primary APN	`034-450-023-6`
Alternative APN	`034-450-023`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,540 sqft Living Area
1st Floor Area	2,003 sqft
2nd Floor Area	1,537 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	7,583 sqft (0.174 acres)
Garage Type	Attached
Garage Area	573 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	41 SERENITY LN
City	OAKLEY
State	CA
Zip	94561-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8541 L231
Legal Subdivision	SUBDIVISION 8541
Legal Tract	8541
Legal Lot Number	231
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1010
Census Tract	302007

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 SERENITY LN, OAKLEY, CA 94561-1731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO FIRE CU
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC
Dec 22, 2017	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Apr 17, 2017	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2017 · Amount on Record
Deed Sale	Apr 17, 2017 · Amount on Record
Prior Sale	May 22, 2008 · Amount on Record
Deed Document Number	201766078
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	41 SERENITY LN, OAKLEY, CA 94561-1731
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SERENITY LN, OAKLEY, CA 94561-1731

Mortgage

Document Number	0000009302
Date	Jan 29, 2026
Instrument	2026- 009302

Lender

Name	SAN FRANCISCO FIRE CU
Type	Credit Union
Address	3201 CALIFORNIA ST, SAN FRANCISCO, CA 94118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 20, 2051

Interest

Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	41 SERENITY LN, OAKLEY, CA 94561-1731
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039131
Date	Mar 2, 2020
Instrument	2020-039131

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	41 SERENITY LN, OAKLEY, CA 94561-1731
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000164531
Date	Aug 6, 2020
Instrument	2020-164531

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	41 SERENITY LN, OAKLEY, CA 94561-1731
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SERENITY LN, OAKLEY, CA 94561-1731

Mortgage

Document Number	0000200574
Date	Jul 15, 2021
Instrument	2021-200574

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	41 SERENITY LN, OAKLEY, CA 94561-1731
Document Number	0000001458
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	41 SERENITY LN OAKLEY CA 945611731, OAKLEY, CA 94561-1731

Mortgage

Document Number	0000001458
Date	Jan 5, 2018
Instrument	1458

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2048

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 17, 2017
Property Address	41 SERENITY LN, OAKLEY, CA 94561-1731
Document Number	0000066078
Map Reference	MB470 PG24
Instrument Date	Apr 12, 2017
Instrument	2017-066078
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	41 SERENITY LN, OAKLEY, CA 94561-1731

Mortgage

Document Number	0000066079
Date	Apr 17, 2017
Instrument	2017-066079

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$687,061 (+2%) Land $118,377 Building $568,684
2025	$11,638.00 (+3.26%)	$673,590 (+4.04%) Land $116,056 Building $557,534
2023	$11,271.00 (+1.53%)	$647,435 Land $111,550 Building $535,885
2022	$11,101.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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