41 Seneca Ave, Emerson, NJ 07630 Property Records

Bergen County and Emerson Borough property record for 41 Seneca Ave, Emerson, NJ 07630

Property Summary

Property Type	Single Family Home
Details	1,382 sqft · built 1948
Lot Size	0.162 acres (7,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Nov 2023)
Tax Bill	$12,986 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00217-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`14-00217-0000-00008`
Alternative APNs	`140021700008` `005997`

Interior

Stories	1 Story
Building Area	1,382 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	7,039 sqft (0.162 acres)
Lot Dimensions	110 ft deep x 64 ft wide

Location & Zoning

Account Number	005997
Street Address	41 SENECA AVE
City	EMERSON
State	NJ
Zip	07630-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	64X110 3LT
Legal Subdivision	HOME-LAWN ACRES SEC NUMBERED 1
Legal Block	217
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	EMERSON
Census Block Group	3
Census Block	3006
Census Tract	14000

Owner

Source: Bergen County and Emerson Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 SENECA AVE, EMERSON, NJ 07630-1224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023 · Amount on Record
Deed Sale	Nov 22, 2023 · Amount on Record
Deed Document Number	202376034
Deed Book / Page	5130 / 1869
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 22, 2023
Property Address	41 SENECA AVE, EMERSON, NJ 07630-1224
Document Number	0051301869
Book / Page	5130 / 1869
Instrument Date	Nov 14, 2023
Instrument	2023076034
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	NOT AVAILABLE, RELIANT ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,484.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 LANE GATE RD, COLD SPRING, NY 10516-3530

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 SENECA AVE, EMERSON, NJ 07630-1224

Mortgage

Document Number	2023076035
Date	Nov 22, 2023
Instrument	2023076035

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Emerson Borough
Unified School District	Emerson Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,700 (-) Land $204,500 Building $175,200	$379,700 (-) Land $204,500 Building $175,200
2025	$12,986.00 (+3.55%)	$379,700 (-) Land $204,500 Building $175,200	$379,700 (-) Land $204,500 Building $175,200
2024	$12,541.00 (+9.08%)
2023		$379,700 (-) Land $204,500 Building $175,200	$379,700 (-) Land $204,500 Building $175,200
2022	$11,497.00 (+8.94%)	$379,700 Land $204,500 Building $175,200	$379,700 Land $204,500 Building $175,200
2021	$10,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–2007)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20