41 Seagate Blvd, Key Largo, FL 33037 Property Records

Monroe County property record for 41 Seagate Blvd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,189 sqft · built 1972
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$770,000 (Jun 2018)
Tax Bill	$6,260 (2024)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00502640-000000`

Property Details

APN / Parcel Number

Primary APN	`00502640-000000`
Alternative APNs	`33613900502640000000` `1620505`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,189 sqft Living Area
1st Floor Area	1,015 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2014
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	2,782 sqft
Patio Area	408 sqft
Fence	Fence
Water Feature	Water Feature
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	1620505
Old Parcel Number	33613900502640000000
Street Address	41 SEAGATE BLVD
City	KEY LARGO
State	FL
Zip	33037-4369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 7 LT 17 KEY LARGO BEACH PB2-149 KEY LARGO G71-274 OR480-920 OR711-665 OR859-2361 OR1487-2167 OR2224-2363/64 OR2534-1576
Legal Range	39E
Legal Township	61S
Legal Section	33
Legal Subdivision	KEY LARGO BEACH
Legal Block	7
Legal Lot Number	17
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2015
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 SEAGATE BLVD, KEY LARGO, FL 33037-4369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2018 · Amount on Record
Deed Sale	Jun 7, 2018 · Amount on Record
Prior Sale	Sep 20, 2011 · Amount on Record
Deed Document Number	2172448
Deed Book / Page	2910 / 1181
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 7, 2018
Property Address	41 SEAGATE BLVD, KEY LARGO, FL 33037-4369
Document Number	0029101181
Book / Page	2910 / 1181
Map Reference	MB2 PG149
Instrument Date	May 31, 2018
Instrument	2172448
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,390.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8561 SW 167TH TER, 8561, PALMETTO BAY, FL 33157-0403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SEAGATE BLVD, KEY LARGO, FL 33037-4369

Mortgage

Document Number	0002172449
Date	Jun 7, 2018
Instrument	2172449

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$787,690 (+5.99%)	$1,260,560 (+4.89%) Land $807,975 Building $452,585
2024	$6,260.00 (+3.8%)
2023	$6,031.00 (+6.57%) Homeowner's exemption	$743,196 (+3%)	$1,201,804 (+19.4%) Land $827,925 Building $373,879
2022	$5,659.00 Homeowner's exemption	$721,550	$1,006,574 Land $660,161 Building $346,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 595 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	839 units insured incl. 244 condo units
Nearby Flood Claims	304 (1983–2025)
Claims Outside the SFHA	8 of 304
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 221 claims Hurricane Irene, Oct 1999 · 24 claims Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20