Worcester County and Spencer Town property record for 41 School St, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 941 sqft · built 1930 |
| Lot Size | 0.415 acres (18,084 sqft) |
| Owner | Individual Name on File |
| Last Sale | $314,000 (Oct 2025) |
| Tax Bill | $2,994 (2026) |
| Deeds & Mortgages | Aug 2024 Refinance Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U24 B:00008 L:00000 |
| Primary APN | SPEN M:00U24 B:00008 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 941 sqft Living Area |
| Gross Area | 2,097 sqft |
| Basement Area | 525 sqft |
| Unfinished Basement | 525 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,084 sqft (0.415 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 41 SCHOOL ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 8 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 726200 |
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 SCHOOL ST, SPENCER, MA 01562-2056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Aug 21, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance DISRAELI ABREU |
| Oct 24, 2025 | Quit Claim Deed, Transfer MORTGAGE RESEARCH CENTER LLC |
| Jun 8, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CARDAROPOLI REALTY T |
| Nov 18, 2022 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on File |
| Deed Sale | Oct 24, 2025 · Amount on File |
| Prior Sale | Jun 8, 2023 · Amount on File |
| Deed Book / Page | 72723 / 358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 41 SCHOOL ST, SPENCER, MA 01562-2056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 070921-372 |
|---|---|
| Date | Aug 21, 2024 |
| Book Page | 70921/372 |
| Instrument | 67329 |
| Name | DISRAELI ABREU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Oct 24, 2025 |
| Property Address | 41 SCHOOL ST, SPENCER, MA 01562-2056 |
| Document Number | 072723-358 |
| Book / Page | 72723 / 358 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 92230 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 SCHOOL ST, SPENCER, MA 01562-2056 |
| Investor | Possibly a Property Investor |
| Document Number | 0000092231 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 92231 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Jun 8, 2023 |
| Property Address | 41 SCHOOL ST, SPENCER, MA 01562-2056 |
| Document Number | 069232-352 |
| Book / Page | 69232 / 352 |
| Instrument Date | Jun 8, 2023 |
| Instrument | 44862 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 60 ISLAND ST, LAWRENCE, MA 01840-1835 |
| Document Number | 0000044863 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 44863 |
| Name | CARDAROPOLI REALTY T |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Nov 18, 2022 |
| Property Address | 41 SCHOOL ST, SPENCER, MA 01562-2056 |
| Document Number | 068506-102 |
| Book / Page | 68506 / 102 |
| Instrument Date | Nov 11, 2022 |
| Instrument | 124014 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 999 NW GRAND BLVD, OKLAHOMA CITY, OK 73118-6051 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,994.00 (+12.09%) | $272,700 (+19.87%) Land $52,100 Building $220,600 | $310,441 (+4.14%) |
| 2025 | $2,671.00 (+6.97%) | $227,500 (+4.21%) Land $45,300 Building $182,200 | $298,110 |
| 2024 | $2,497.00 (+4.61%) | $218,300 (+10.31%) Land $45,300 Building $173,000 | |
| 2023 | $2,387.00 | $197,900 Land $45,300 Building $152,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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