41 School St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 41 School St, Keene, NH 03431

Property Summary

Property Type	Commercial
Details	4,132 sqft · built 1970
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$485,000 (Nov 2025)
Tax Bill	$11,414 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:568 L:6`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:568 L:6`
Alternative APN	`568006000000000`

Interior

Units	11 Units
Stories	2 Stories
Building Area	4,132 sqft Total Area
Gross Area	6,264 sqft
1st Floor Area	2,044 sqft
Basement Area	2,088 sqft
Unfinished Basement	2,088 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	568006000000000
Street Address	41 SCHOOL ST
City	KEENE
State	NH
Zip	03431-3389
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	DT-T
Legal Lot Number	6
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	3
Census Block	3017
Census Tract	971300

Owner

Source: Cheshire County and Keene City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	108 MAIN ST, KEENE, NH 03431-3736
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust · Commercial Mortgage SAVINGS BANK WALPOLE
Nov 3, 2025	Fiduciary Deed, Transfer · Commercial Mortgage SAVINGS BANK OF WALPOLE
Nov 4, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Deed Document Number	2025603
Deed Book / Page	3329 / 652
Prior Transfer Date	Nov 4, 2024
Prior Transfer Doc	003293-654
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Recording Date	Apr 10, 2026
Property Address	41 SCHOOL ST, KEENE, NH 03431-3389
Document Number	03344-1378
Book / Page	3344 / 1378
Instrument Date	Apr 9, 2026
Instrument	20262523
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002523,
Date	Apr 10, 2026
Book Page	3344/1378
Instrument	20262523

Lender

Name	SAVINGS BANK WALPOLE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

November 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	KEENE CITY NH
Recording Date	Nov 3, 2025
Property Address	41 SCHOOL ST, KEENE, NH 03431-3389
Document Number	003329-652
Book / Page	3329 / 652
Instrument Date	Nov 3, 2025
Instrument	2508603
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 MAIN ST, KEENE, NH 03431-3736

Mortgage

Document Number	0002508604
Date	Nov 3, 2025
Instrument	2508604

Lender

Name	SAVINGS BANK OF WALPOLE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Nov 4, 2024
Property Address	41 SCHOOL ST, KEENE, NH 03431-3389
Document Number	003293-654
Book / Page	3293 / 654
Instrument Date	Nov 4, 2024
Instrument	2407663
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 ALDRICH RD, WESTMORELAND, NH 03467-4700

Tax Assessment & Valuation

Source: Cheshire County and Keene City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,414.00 (+3.92%)	$332,100 (-) Land $54,500 Building $277,600
2024	$10,983.00 (+3.7%)	$332,100 (-) Land $54,500 Building $277,600
2023	$10,591.00 (+2.78%)	$332,100 (-) Land $54,500 Building $277,600
2022	$10,305.00	$332,100 Land $54,500 Building $277,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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