41 School St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 41 School St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,231 sqft · built 1890
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Trust Names on File
Last Sale	$174,500 (Jul 1990)
Tax Bill	$6,474 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75-091`

Property Details

APN / Parcel Number

Primary APN	`75-091`
Alternative APNs	`FRAN M:279 L:086` `M:075 L:091`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,231 sqft Living Area
Gross Area	4,416 sqft
Basement Area	1,045 sqft
Unfinished Basement	1,045 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,757 sqft (0.224 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	75-091
Street Address	41 SCHOOL ST
City	FRANKLIN
State	MA
Zip	02038-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	86
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	3
Census Block	3011
Census Tract	442101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Dean Junior College Historic District listed 1975 · 8 contributing resources · NRIS 75000285

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

41 School St is owner-occupied and held in a trust since September 2024.

Source: Norfolk County and Franklin Town City records, as of October 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	41 SCHOOL ST, FRANKLIN, MA 02038-1937
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Jan 5, 2017	Deed of Trust, Mortgage MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 1990 · Amount on File
Deed Sale	Jul 6, 1990 · Amount on File
Prior Sale	Jul 15, 1988 · Amount on File
Last Transfer Date	Sep 26, 2024
Transfer Doc	042047-360
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	41 SCHOOL ST, FRANKLIN, MA 02038-1937
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041528-173
Date	Nov 27, 2023
Book Page	41528/173
Instrument	77954

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	41 SCHOOL ST, FRANKLIN, MA 02038-1937
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34825-520
Date	Jan 5, 2017
Book Page	34825/520
Instrument	1242

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 41 School St was $6,474, up 2.4% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,474.00 (+2.4%)	$557,100 (+3.9%) Land $323,700 Building $233,400	$686,185 (+3.47%)
2024	$6,322.00 (+1.84%)	$536,200 (+8.65%) Land $323,700 Building $212,500	$663,195
2023	$6,208.00	$493,500 Land $281,100 Building $212,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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