41 Schley St, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 41 Schley St, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	2,154 sqft · built 1922
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,000 (Oct 1988)
Tax Bill	$10,907 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00129-01-00028`

Property Details

APN / Parcel Number

Primary APN	`21-00129-01-00028`
Alternative APNs	`2100129000100028` `003434`

Interior

Stories	1 Story
Building Area	2,154 sqft Living Area
1st Floor Area	2,154 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	003434
Street Address	41 SCHLEY ST
City	GARFIELD
State	NJ
Zip	07026-2747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5000 SF
Legal Block	129.1
Legal Lot Number	28
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	4
Census Block	4007
Census Tract	21300

Owner

Source: Bergen County and Garfield City records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 SCHLEY ST, GARFIELD, NJ 07026-2747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 1988 · Amount on Record
Deed Sale	Oct 17, 1988 · Amount on Record
Deed Book / Page	7091 / 310
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	41 SCHLEY ST, GARFIELD, NJ 07026-2747
Document Number	0036210201
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	41 SCHLEY ST GARFIELD NJ 070262747, GARFIELD, NJ 07026-2747

Mortgage

Document Number	0036210201
Date	Jun 11, 2020
Book Page	003621/000201
Instrument	20057275

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 10, 2030

Tax Assessment & Valuation

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,500 (-) Land $130,000 Building $183,500	$313,500 (-) Land $130,000 Building $183,500
2025	$10,907.00 (+4.26%)	$313,500 (-) Land $130,000 Building $183,500	$313,500 (-) Land $130,000 Building $183,500
2024	$10,461.00 (+6.99%)
2023		$313,500 Land $130,000 Building $183,500	$313,500 Land $130,000 Building $183,500
2022	$9,778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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