41 Scarlet Meadows Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 41 Scarlet Meadows Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,651 sqft · built 2003
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jul 2018)
Tax Bill	$6,692 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T042400017`

Property Details

APN / Parcel Number

Primary APN	`T042400017`
Alternative APN	`2-0067-9174-00-0017.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,651 sqft Living Area
Gross Area	5,883 sqft
1st Floor Area	2,100 sqft
Basement Area	1,551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	681 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T042400017
Street Address	41 SCARLET MEADOWS CT
City	O FALLON
State	MO
Zip	63366-4182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMBER MEADOWS #1 LOT 17
Legal Subdivision	AMBER MEADOWS #1
Legal Lot Number	17
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1002
Census Tract	311737

Owner

41 Scarlet Meadows Ct is owned and occupied by two individuals who bought it in July 2018.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 SCARLET MEADOWS CT, O FALLON, MO 63366-4182
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Line of Credit AIM CU
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 10, 2020	Deed of Trust, Mortgage PROVIDENT FNDG
Jul 31, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on File
Deed Sale	Jul 31, 2018 · Amount on File
Prior Sale	Jun 1, 2004 · Amount on File
Deed Document Number	2018433280
Deed Book / Page	6955 / 2395
Prior Transfer Date	Jul 11, 2018
Prior Transfer Doc	0069552395
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	41 SCARLET MEADOWS CT, O FALLON, MO 63366-4182
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SCARLET MEADOWS CT, O FALLON, MO 63366-4182

Mortgage

Document Number	0000045817
Date	Aug 18, 2022
Instrument	2022R-045817

Lender

Name	AIM CU
Type	Credit Union
Address	SAINT LOUIS, MO 63144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 17, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	41 SCARLET MEADOWS CT, O FALLON, MO 63366-4182
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	SYNERGY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SCARLET MEADOWS CT, O FALLON, MO 63366-4182

Mortgage

Document Number	2021R060283
Date	Jul 19, 2021
Instrument	2021R-060283

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	41 SCARLET MEADOWS CT, O FALLON, MO 63366-4182
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070801950
Date	May 29, 2019
Book Page	7080/1950
Instrument	20190529000257440

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	41 SCARLET MEADOWS CT, O FALLON, MO 63366-4182
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072531501
Date	Mar 23, 2020
Book Page	7253/1501
Instrument	20200323000176770

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	41 SCARLET MEADOWS CT, O FALLON, MO 63366-4182
Document Number	0000093039
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	SYNERGY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 SCARLET MEADOWS CT O FALLON MO 633664182, O FALLON, MO 63366-4182

Mortgage

Document Number	0000093039
Date	Nov 30, 2020
Instrument	93039

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	INDIANAPOLIS, IN 46240

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 29, 2040

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 31, 2018
Property Address	41 SCARLET MEADOWS CT, O FALLON, MO 63366-4182
Document Number	0069552395
Book / Page	6955 / 2395
Map Reference	MB 39 PG 240
Instrument Date	Jul 11, 2018
Instrument	20180731000433280
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SCARLET MEADOWS CT, O FALLON, MO 63366-4182

Mortgage

Document Number	20180731000433290
Date	Jul 31, 2018
Instrument	20180731000433290

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 41 Scarlet Meadows Ct was $6,692, up 3% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,612 (-)	$550,590 (-) Land $100,000 Building $450,590
2025	$6,692.00 (+3.02%)	$104,612	$550,590 Land $100,000 Building $450,590
2024	$6,496.00
2023		$98,630
2022			$519,104 Land $70,000 Building $449,104

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41 Scarlet Meadows Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Scarlet Meadows Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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