41 Sage Pl, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 41 Sage Pl, Shepherdstown, WV 25443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,512 sqft · built 2020
Lot Size	0.105 acres (4,574 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,058 (2026)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-3B-0003.0000`

Property Details

APN / Parcel Number

Primary APN	`10-3B-0003.0000`
Alternative APN	`19-10-3B-0003.0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,512 sqft Living Area
1st Floor Area	3,520 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Row Home
Exterior Material	Concrete
Lot Area	4,574 sqft (0.105 acres)
Lot Dimensions	80 ft deep x 60.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	41 SAGE PL
City	SHEPHERDSTOWN
State	WV
Zip	25443-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SAGE PLACE COMMONS
Legal Lot Number	3
Jurisdiction	JEFFERSON WV
Township / Civil Division	SHEPHERDSTOWN
Census Block Group	1
Census Block	1005
Census Tract	972203

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	513 W BROAD ST, 807, FALLS CHURCH, VA 22046-3254
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Recording Date	Jul 24, 2020
Property Address	41 SAGE PL, SHEPHERDSTOWN, WV 25443-1640
Document Number	0000009442
Book / Page	002297 / 000176
Instrument Date	Jul 17, 2020
Instrument	9442
Transaction Type	Construction Loan
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 W BROAD ST #807 FALLS CHURCH VA 220463254, 807, FALLS CHURCH, VA 22046-3254

Mortgage

Document Number	0000009442
Date	Jul 24, 2020
Book Page	002297/000176
Instrument	9442

Lender

Name	JEFFERSON SEC BK
Type	Bank
Address	SHEPHERDSTOWN, WV 25443

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Municipality	Shepherdstown Town
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,058.00 (-0.65%)	$303,800 (-) Land $85,900 Building $217,900	$506,333 (+0.01%) Land $143,167 Building $363,167
2025	$8,111.00 (+6.29%)	$303,800 (+6.26%) Land $85,900 Building $217,900	$506,300 (+6.25%) Land $143,200 Building $363,100
2023	$7,631.00	$285,900 Land $85,900 Building $200,000	$476,500 Land $143,200 Building $333,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1985–2025)
Claims Outside the SFHA	3 of 10
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 3 claims Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORPORATION OF SHEPHERDSTOWN serves 4,300 people · EPA ID WV3301933
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Glo Fiber.

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