Cayuga County and Moravia Town property record for 41 S Main St, Moravia, NY 13118
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,168 sqft · built 1995 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Company Name on File |
| Tax Bill | $13,475 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 054201 210.18-1-5.1 |
| Primary APN | 054201 210.18-1-5.1 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,168 sqft Gross Area |
| Basement Area | 2,168 sqft |
| Finished Basement | 2,168 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 50,094 sqft (1.15 acres) |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39012200 |
|---|---|
| Street Address | 41 S MAIN ST |
| City | MORAVIA |
| State | NY |
| Zip | 13118-3593 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | 05 - COMME |
| Legal Block | 1 |
| Legal Lot Number | 5.001 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | MORAVIA |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 40800 |
Source: Cayuga County and Moravia Town records · APN 054201 210.18-1-5.1
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 161 MAIN ST, GROTON, NY 13073-1131 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Cayuga County and Moravia Town records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Moravia Town |
| Municipality | Moravia Village |
| Unified School District | Moravia Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,475.00 (+3.67%) | $482,100 (-) Land $31,600 Building $450,500 | $529,780 (+9.89%) Land $34,725 Building $495,055 |
| 2024 | $12,998.00 (+46.14%) | ||
| 2023 | $482,100 Land $31,600 Building $450,500 | $482,100 Land $31,600 Building $450,500 | |
| 2020 | $8,894.00 |
Source: FEMA National Flood Hazard Layer as of April 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 65 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 11 (1996–2026) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito West Holding Fiber · Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: Spectrum.
Based on FCC filings for 272 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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