McDowell County property record for 41 S Main St, Marion, NC 28752
| Property Type | Commercial |
|---|---|
| Details | 2 ba · 768 sqft · built 1900 |
| Lot Size | 0.018 acres (768 sqft) |
| Owner | Company Name on File |
| Last Sale | $95,000 (Jul 2022) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1701-11-67-6250 |
| Primary APN | 1701-11-67-6250 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 768 sqft Total Area |
| 1st Floor Area | 768 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Built-Up Asphalt |
| Lot Area | 768 sqft (0.018 acres) |
| Lot Dimensions | 48 ft deep x 16 ft wide |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 78162 |
|---|---|
| Street Address | 41 S MAIN ST |
| City | MARION |
| State | NC |
| Zip | 28752-3941 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 0.013 AC |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Main Street Historic District listed 1991 · 37 contributing resources · NRIS 91000292 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
41 S Main St, a commercial property, is owned by a company that bought it in July 2022.
Source: McDowell County records, as of May 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 244 GOVERNORS VIEW RD, ASHEVILLE, NC 28805-2354 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED FEDERAL CREDIT UNION |
| Jul 13, 2022 | Intrafamily Transfer, Transfer |
| Jul 14, 2022 | Warranty Deed, Transfer · Line of Credit UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on File |
| Deed Sale | Jul 14, 2022 · Amount on File |
| Prior Sale | Sep 9, 2015 · Amount on File |
| Deed Document Number | 20224240 |
| Deed Book / Page | 1406 / 285 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | May 20, 2026 |
| Property Address | 41 S MAIN ST, MARION, NC 28752-3941 |
| Document Number | 0000002416 |
| Book / Page | 1538 / 773 |
| Instrument Date | May 20, 2026 |
| Instrument | 20262416 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000002416, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 1538/773 |
| Instrument | 20262416 |
| Name | UNITED FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jul 13, 2022 |
| Property Address | 41 S MAIN ST, MARION, NC 28752-3941 |
| Document Number | 0014050995 |
| Book / Page | 1405 / 995 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022004165 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 985 MACKEY CREEK RD, OLD FORT, NC 28762-8779 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jul 14, 2022 |
| Property Address | 41 S MAIN ST, MARION, NC 28752-3941 |
| Document Number | 0014060285 |
| Book / Page | 1406 / 285 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 2022004240 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 985 MACKEY CREEK RD, OLD FORT, NC 28762-8779 |
| Name | Verified Name |
|---|---|
| Address | 244 GOVERNORS VIEW RD, ASHEVILLE, NC 28805-2354 |
| Document Number | 2022004241 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2022004241 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 41 S Main St was $334.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Marion City |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $334.00 | $55,990 Land $30,000 Building $25,990 | |
| 2023 | $334.00 | $55,990 Land $30,000 Building $25,990 | $55,990 Land $30,000 Building $25,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MARION serves 9,362 people · EPA ID NC0156010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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