Windsor Locks Town property record for 41 S Elm St, Windsor Locks, CT 06096
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,368 sqft · built 1968 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $406,000 (Jul 2025) |
| Tax Bill | $5,725 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Jul 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | WINL M:34 B:76 L:50 |
| Primary APN | WINL M:34 B:76 L:50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| Gross Area | 1,683 sqft |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 1,368 sqft |
| Unfinished Basement | 1,053 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 390500 |
|---|---|
| Street Address | 41 S ELM ST |
| City | WINDSOR LOCKS |
| State | CT |
| Zip | 06096-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Legal Block | 76 |
| Legal Lot Number | 50 |
| Jurisdiction | WINDSOR LOCKS CT |
| Township / Civil Division | WINDSOR LOCKS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 476300 |
41 S Elm St is owned and occupied by an individual who bought it in July 2025.
Source: Windsor Locks Town records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 S ELM ST, WINDSOR LOCKS, CT 06096-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage UNION HOME MORTGAGE |
| Jul 2, 2025 | Executor's Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2025 · Amount on File |
| Deed Sale | Jul 2, 2025 · Amount on File |
| Prior Sale | Jul 31, 1996 · Amount on File |
| Deed Book / Page | 547 / 657 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 41 S ELM ST, WINDSOR LOCKS, CT 06096-2109 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000553-252 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 553/252 |
| Instrument | 2473560014 |
| Name | UNION HOME MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Recording Date | Jul 2, 2025 |
| Property Address | 41 S ELM ST, WINDSOR LOCKS, CT 06096-2109 |
| Document Number | 000547-657 |
| Book / Page | 547 / 657 |
| Instrument Date | Jul 1, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Windsor Locks Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Locks Town |
| Unified School District | Windsor Locks School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $238,630 Land $59,150 Building $179,480 | $167,041 Land $41,405 Building $125,636 | |
| 2024 | $5,725.00 (+56.89%) | ||
| 2023 | $3,649.00 (+1.93%) | $138,600 (-) Land $47,390 Building $91,210 | |
| 2022 | $3,580.00 | $138,600 Land $47,390 Building $91,210 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 41 S Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 41 S Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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